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The Fashionable Housewife

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The Pros and Cons of Using a Reverse Mortgage

Modified on June 17, 2022 at 9:27 PM

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The Pros and Cons of Using a Reverse Mortgage

A reverse mortgage is a loan that allows people age 62 and older to borrow against the equity in their home without making monthly mortgage payments. But is a reverse mortgage a good tool to have in your financial arsenal? Is it the best way to consolidate credit card debt, or are there other options? Here’s what you should know.

How does a reverse mortgage work?

A reverse mortgage is a type of loan that allows homeowners over the age of 62 to borrow money against their home equity.

With a traditional mortgage, you pay the lender a monthly payment that gets put toward your total debt owed. However, with a reverse mortgage, you receive monthly payments from your lender that are calculated based on your equity. However, instead of reducing your debt, the debt owed increases for every payment you receive.

The borrowed money can then be used to cover expenses, such as healthcare costs or paying off other debts. Reverse mortgages are considered settled when you move out, sell the house, or die.

Are there any eligibility requirements for using a reverse mortgage?

A reverse mortgage can provide significant financial relief for seniors, as it allows them to borrow against the value of their homes. However, some eligibility requirements must be met in order to take advantage of this type of mortgage.

First and foremost, you must be at least 62 years old and own your home free and clear. Your home must be in good shape, or the lender may require certain repairs to be made before the loan is approved. In addition, your total combined debt-to-income ratio cannot exceed 44%. Finally, the loan must be approved by your lender.

What are the pros of using a reverse mortgage?

The pros of using a reverse mortgage are that it can help you cover expenses, such as healthcare costs or paying off debts. It is also a good way to consolidate credit card debt or reduce your overall monthly payments.

The funds you receive aren’t considered income since it’s technically debt. Consequently, the payments aren’t taxable. Also, you can stay in your home throughout the duration of the reverse mortgage, which is a big plus for many seniors as their costs increase over time.

What are the cons of using a reverse mortgage?

There are a few potential cons of using a reverse mortgage. First, since you’re borrowing against your equity, chances are your heirs, roommates, or other loved ones won’t be able to inherit the home when you die.

Second, while the IRS doesn’t consider your payments as income, they can still affect your ability to receive Medicaid or Social Security payments if you receive them as a lump sum and don’t spend the money after 30 days. 

Finally, it’s important to note that a reverse mortgage is not a get-rich-quick scheme, and you should only take out one if you are prepared to fully assume the debt and responsibilities associated with it.

The bottom line

A reverse mortgage can be a great option for seniors who want to stay in their homes and borrow against their equity. However, it is vital to understand the pros and cons before deciding if this type of loan is right for you.

Related posts:

What Happens When You Declare Bankruptcy?!What Happens When You Declare Bankruptcy?! What You Should Know about Student Loan Hardship in 2020What You Should Know about Student Loan Hardship in 2020 How to Stop Living Paycheck to PaycheckHow to Stop Living Paycheck to Paycheck Selling a House with a Reverse Mortgage in 2021Selling a House with a Reverse Mortgage in 2021 How To Hit Your Financial Goals This YearHow To Hit Your Financial Goals This Year

Posted By The Fashionable Housewife
on June 17, 2022 at 9:27 PM
Filed Under: Finances
Tagged With: college debt, credit card, credit card debt, debt, debt relief, home equity, personal debt, reverse mortgage, Reverse mortgage rates

About The Fashionable Housewife

Sarah-Jean Ballard is the Editor in Chief of The Fashionable Housewife blog and Founder of Fashionable Media. Married to a sexy Molecular Biologist, housewife, mom to 5, homeschooler, Certified Personal Nutritionist and entrepreneur who's mission is to help moms just like you look and feel GREAT! Other interests include dancing, yoga, positive intactivism, natural birth and breastfeeding support, babywearing, paleo & gluten-free cooking, and promoting an overall healthy lifestyle to all.

Disclaimer

The Fashionable Housewife is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for blogs and websites to earn advertising fees by advertising and linking to Amazon.com. We alsoΒ participateΒ in various other affiliate programs, and we sometimes get a commission on purchases made through our links. There is no extra cost to you! For more info, please see our Disclosure & Privacy Policy.

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Sarah-Jean Ballard

Hi! I’m Sarah-Jean. I’m a Christian, the wife of a handsome Molecular Biologist, and the homeschooling mother of 5 beautiful kids!

I enjoy homesteading, reading, writing, cooking, baking, crafting, home decorating, Xtend Barre, and of course,Β fashion!

This blog is a place for me to share how we live and what I love most. I’m on a mission to help busy moms like you, be fashionable too!Β Read More…

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π’―π’½β„―β„±π’Άπ“ˆπ’½π’Ύβ„΄π“ƒπ’Άπ’·π“β„―β„‹β„΄π“Šπ“ˆβ„―π“Œπ’Ύπ’»β„―
Christian, Wife, Mama x 5. livin' in NH
Fashion, Food, Health, & Home
βœ‰οΈ Email me, let’s work together!

π•Šπ•’π•£π•’π•™ | Fashionable Homemaker & Mom of 5
Don’t you just love it when the kitchen is clean Don’t you just love it when the kitchen is clean?

It only lasts about 2 hours in this house so I gotta snap a pic before it gets messed up again! πŸ€ͺ🀣

If you haven’t upgraded your kitchen (and your life) with @caraway_home cookware then you’re missing out on the best non stick non toxic cookware on the market. 

Get rid of your Teflon πŸ™…πŸΌβ€β™€οΈ

Ditch the chemicals 🀒

Throw out the ugly 😡

Don’t wait any longer to elevate your cooking with the most talked about, most loved cookware the world has ever seen. 

This cookware set has sold out 10+ times (the limited-edition color for Crate & Barrel
sold out in under 5 hours!) and the bakeware has barely been in stock since its launch! (So glad I got mine December!)

Head to my stories for the link to grab a discount on these sensational pans! πŸ’ƒπŸΌ 

#caraway #carawayhome #carawayambassador #carawaycookware #nontoxicliving #nontoxichome #homemakerlife #homecooking #cleaneating #mybhghome #mybhgstyle #farmhousekitchen #farmhousestyledecor #farmhousestyle #farmlifestyle #homesteadlife #momlife #motherhoodunplugged #neutralhome #kitchendesign #kitchensofinstagram #kitchenideas #kitchengoals
🚨STOP what you’re doing and read this! πŸ‘‡πŸ»

You know how they say β€œEarth Day Is Every Day”? Well, that’s because you shouldn’t only think about swapping out your toxic cleaning supplies and pledging to use reusable bags only on Earth Day. That’s just one day a year and if we really want to be more eco-conscious, we need to make small changes every day towards caring for ourselves and the earth.

One small step you can take is investing in eco-friendly fashion. But where do you start?

A @jeltbelt! Not only are Jelt Belts designed sustainably, with comfortable, premium elastic that is made from recycled plastic bottles, they are also flat and don’t show under clothes! Best of all, they are completely metal-free and hypoallergenic. 

Finally a belt that fits great and doesn't pinch, dig, or slide up! I love it! Definitely a wardrobe staple.

Read more about this belt in today's post on the blog! Link in bio.

Get a 15% discount on your order with code SARAH15 - link in my stories! πŸ₯³

Share this post to help spread the news! πŸ₯³

#jelting #ecofriendlyfashion #springisintheair #springtime #springfashion #ecofashion #sustainability #sustainablefashion #recycledmaterials #belts #sustainablebelt #sustainablebrand #fashioninspo #madeintheusa #recycledfashion #nhblogger #nhbloggerstyle #styleoftheday #fashiongram #whatiwear #ootd #ootdshare #ootdstyle #ootdfashion
I recently added the @DeltaChildren PerfectSize 3- I recently added the @DeltaChildren PerfectSize 3-in-1 Convertible Sink to my downstairs bathroom to make unassisted handwashing more accessible for my two youngest kids (ages 2 and almost 5). 

Our downstairs half bath is TINY but because of the compact size of the convertible sink, we managed to slide the sink in right next to our @NubyUSA potty. And yes, the bathroom door still closes! 

We have a faucet extender and step stool at the regular sink, but this has made handwashing a novelty for the boys since it's right at their level and right next to their potty. It's the perfect height for both my 2-year-old son AND my autistic son who is almost 5 years old (pictured). ♾️

It holds enough water in the upper tank for both children to wash and rinse their hands once each and the holding tank in the back for the gray water is easy to empty into the sink or toilet when they are done. If they just want to play with the water and their hands aren't actually dirty, I just pour the "gray water" back into the upper holding tank and let them play with it again to conserve water. (An important lesson and learning opportunity for Earth Week) πŸ’¦

In addition to being a great addition to a Montessori bathroom setup, you can also convert the Delta Children sink into a step stool and then use the upper part as a bath toy because it's shaped conveniently to sit on the side of the tub. 

Will link to the sink and potty in my stories! 🚽🚰

Do you have a Montessori setup at home for your child? Tell me in the comments! πŸ‘‡

#practicallife #selfcarestation #montessoriathome #montessoripracticallife #montessorimom #montessoritoddler #preschoolathome #deltachildren #pottytraining #pottylearning #childdevelopment #montessorispaces #earlychildhoodeducation #earlylearning #learningthroughplay #homeschoolpreschool #childledlearning #nubyusa #earlyyears #smallspaceliving #montessoriinspired #toddleractivity #practicallifeskills #montessoriactivity #playandlearntoday #tinyliving #momblogger
π”Έπ•π•π•–π•π•¦π•šπ•’! ℍ𝕖 π•šπ•€ π”Έπ•π•π•–π•π•¦π•šπ•’! ℍ𝕖 π•šπ•€ π•£π•šπ•€π•–π•Ÿ!

It’s always quite the effort to take a family picture, but even harder when you need to use a tripod! 🀣 This is the best we could do! πŸ€·πŸΌβ€β™€οΈπŸ€ͺ

#heisrisen #alleluia #largefamily #bigfamily #5kids #momof5 #momsofinstagram #momsofig #homemaker #homeschoolfamily #blessedbeyondmeasure #blessedisshe #bigfamilylife #largefamilylife #largefamilymom #giftsfromgod
β€œUnless there is a Good Friday in your life, the β€œUnless there is a Good Friday in your life, there can be no Easter Sunday.”
- Archbishop Fulton J. Sheen

β€œHe himself bore our sins in his body on the cross, so that, free from sins, we might live for righteousness; by his wounds you have been healed.” - 1 Peter‬ ‭2:24‬ 

Let us not forget the significance of Good Friday. For on this day, Jesus was thinking about YOU! 
.
.⁣
.⁣
.⁣
.⁣
#holyweek #jesuschrist #churchathome #goodfriday #heisrisen ⁣#passionweek #lent #prayers #fasting #almsgiving #lentenseason #livingliturgically #40daysofprayer #40daysoflent #theologyofhome #christianhomemaker #domesticchurch #goodfridayvibes #homealtar #christiandecor #passionofthechrist #passionofchrist
Want this to be the best Easter ever?!!! Grab your Want this to be the best Easter ever?!!! Grab your child the @bentleytrike while it’s still 20% off and they can enjoy it all summer long!!!!! 

Use the code EASTER20 to save 20% off this week!!

🐰 Grows with your child from 6 mos to 5 Years!
🐰 Officially Licensed Bentley Product
🐰 Rated 5 out of 5 with 600+ reviews

Order it today and get it in 2-7 business days with free shipping!!! Act fast! πŸ’ƒπŸΌ 

What are you waiting for?! β˜€οΈπŸš΄πŸ»β€β™‚οΈ

#bentleytrike #easterbasket #easterbasketideas #springvibes #outdoortoys #toddlerlife #toddleractivities #toddlermom #momsofinstagram #motherhoodunplugged #motherhoodrising #outdoorliving #kidswhoexplore #adventurefamily
We are already dreaming about going back to @story We are already dreaming about going back to @storylandnh! πŸ₯³πŸ€©

Last year we took our @wonderfoldwagon and it was a total game changer with five kids! (Especially our autistic son!) It made trucking all of our children around the theme park 100 times easier. 

I’m so glad I got the four seater wagon despite some people saying it would be too big. It has room for absolutely everything we need to take with us including a cooler full of food for our family of seven. 

I can’t wait to see all of the fun adventures we will have this summer with our Wonderful Wagon. 

Use The link in our profile to purchase your Wonderfold Wagon and use discount code BALLARD to save! πŸ’° 

#storylandnh #wonderfoldwagon #wonderfoldlife #wonderfoldfamily #largefamily #bigfamily #momof5 #autismmom #autismmoms #newhampshire #momlife #motherhoodunplugged #motherhoodmoments #wagonlife
In these uncertain times we live in, it sometimes In these uncertain times we live in, it sometimes seems silly to decorate or worry about how things β€œlook” but you have to remember that changing the world starts at home. Being a homemaker is an important and often overlooked job. Home is the starting point for love, life, and dreams. So go ahead and make your home look good! 

There’s no place like home. 🏠❀️

#americanhousewife #homemaker #homemakers #momlifeunfiltered #farmhouseinspired #myhomevibe #myhousebeautiful #shareyourdecorwithme #shareyourhomestyle #farmhousestyledecor #magnoliatable #theologyofhome #christianhomedecor #christianhomemaker
🚨STOP RIGHT THERE!🚨 Did you know that your 🚨STOP RIGHT THERE!🚨

Did you know that your Teflon non stick cookware releases toxic fumes when heated to certain temperatures? Even worse, that nonstick coating actually breaks down every time you cook and can get into your food! Yuck! 🀒 

It’s time to rethink your cookware. πŸ’ƒπŸΌ

If you want 100% nontoxic, nonstick cookware that is safe for the whole family, it’s time to get @caraway_home bakeware and cookware!!!!!! πŸŽ‰

Caraway delivers 100% non-toxic, non-stick ceramic cookware that not only looks excellent in your kitchen, it won’t poison your food while you’re cooking with it! WIN WIN! πŸ™ŒπŸ»

Their entire line of Cookware and Bakeware come in a range of gorgeous on-trend colors, AND their Sets come with storage organizers at no extra cost! 🀯

I never thought I would be so excited about pots and pans but here I am living the housewife dream. πŸ˜† 

I’m telling you, these pans are so amazing they literally clean up with a paper towel for most of the meals I cook with them! 

πŸŽ‰ Go check out my stories to get 10% OFF your order! πŸŽ‰

You can buy individual pieces or get the whole cookware set in order to get their exclusive storage organizers at no extra cost. Just click the link in my stories and your discount will automatically be applied to your order - no coupon code needed! 

Hurry, this special discount expires TOMORROW! πŸ’ƒπŸΌ 

.
.
.
.
.
#caraway #carawayhome #carawaypartner #cleaneating #cookware #bakeware #neutralkitchen #neutralhome #neutraldecor #neutralhomedecor #kitchenrenovation #kitchenmusthaves #farmhousekitchen #farmhousedecor #kitchenessentials #farmhouseliving #kitchendesign #kitchendecor #homechef #homecook #carawaycookware #easycooking #cookathome #homedecor #homemaker #nhblogger #momblogger #momlife

fashionablewife

π’―π’½β„―β„±π’Άπ“ˆπ’½π’Ύβ„΄π“ƒπ’Άπ’·π“β„―β„‹β„΄π“Šπ“ˆβ„―π“Œπ’Ύπ’»β„―
Christian, Wife, Mama x 5. livin' in NH
Fashion, Food, Health, & Home
βœ‰οΈ Email me, let’s work together!

π•Šπ•’π•£π•’π•™ | Fashionable Homemaker & Mom of 5
Don’t you just love it when the kitchen is clean Don’t you just love it when the kitchen is clean?

It only lasts about 2 hours in this house so I gotta snap a pic before it gets messed up again! πŸ€ͺ🀣

If you haven’t upgraded your kitchen (and your life) with @caraway_home cookware then you’re missing out on the best non stick non toxic cookware on the market. 

Get rid of your Teflon πŸ™…πŸΌβ€β™€οΈ

Ditch the chemicals 🀒

Throw out the ugly 😡

Don’t wait any longer to elevate your cooking with the most talked about, most loved cookware the world has ever seen. 

This cookware set has sold out 10+ times (the limited-edition color for Crate & Barrel
sold out in under 5 hours!) and the bakeware has barely been in stock since its launch! (So glad I got mine December!)

Head to my stories for the link to grab a discount on these sensational pans! πŸ’ƒπŸΌ 

#caraway #carawayhome #carawayambassador #carawaycookware #nontoxicliving #nontoxichome #homemakerlife #homecooking #cleaneating #mybhghome #mybhgstyle #farmhousekitchen #farmhousestyledecor #farmhousestyle #farmlifestyle #homesteadlife #momlife #motherhoodunplugged #neutralhome #kitchendesign #kitchensofinstagram #kitchenideas #kitchengoals
🚨STOP what you’re doing and read this! πŸ‘‡πŸ»

You know how they say β€œEarth Day Is Every Day”? Well, that’s because you shouldn’t only think about swapping out your toxic cleaning supplies and pledging to use reusable bags only on Earth Day. That’s just one day a year and if we really want to be more eco-conscious, we need to make small changes every day towards caring for ourselves and the earth.

One small step you can take is investing in eco-friendly fashion. But where do you start?

A @jeltbelt! Not only are Jelt Belts designed sustainably, with comfortable, premium elastic that is made from recycled plastic bottles, they are also flat and don’t show under clothes! Best of all, they are completely metal-free and hypoallergenic. 

Finally a belt that fits great and doesn't pinch, dig, or slide up! I love it! Definitely a wardrobe staple.

Read more about this belt in today's post on the blog! Link in bio.

Get a 15% discount on your order with code SARAH15 - link in my stories! πŸ₯³

Share this post to help spread the news! πŸ₯³

#jelting #ecofriendlyfashion #springisintheair #springtime #springfashion #ecofashion #sustainability #sustainablefashion #recycledmaterials #belts #sustainablebelt #sustainablebrand #fashioninspo #madeintheusa #recycledfashion #nhblogger #nhbloggerstyle #styleoftheday #fashiongram #whatiwear #ootd #ootdshare #ootdstyle #ootdfashion
I recently added the @DeltaChildren PerfectSize 3- I recently added the @DeltaChildren PerfectSize 3-in-1 Convertible Sink to my downstairs bathroom to make unassisted handwashing more accessible for my two youngest kids (ages 2 and almost 5). 

Our downstairs half bath is TINY but because of the compact size of the convertible sink, we managed to slide the sink in right next to our @NubyUSA potty. And yes, the bathroom door still closes! 

We have a faucet extender and step stool at the regular sink, but this has made handwashing a novelty for the boys since it's right at their level and right next to their potty. It's the perfect height for both my 2-year-old son AND my autistic son who is almost 5 years old (pictured). ♾️

It holds enough water in the upper tank for both children to wash and rinse their hands once each and the holding tank in the back for the gray water is easy to empty into the sink or toilet when they are done. If they just want to play with the water and their hands aren't actually dirty, I just pour the "gray water" back into the upper holding tank and let them play with it again to conserve water. (An important lesson and learning opportunity for Earth Week) πŸ’¦

In addition to being a great addition to a Montessori bathroom setup, you can also convert the Delta Children sink into a step stool and then use the upper part as a bath toy because it's shaped conveniently to sit on the side of the tub. 

Will link to the sink and potty in my stories! 🚽🚰

Do you have a Montessori setup at home for your child? Tell me in the comments! πŸ‘‡

#practicallife #selfcarestation #montessoriathome #montessoripracticallife #montessorimom #montessoritoddler #preschoolathome #deltachildren #pottytraining #pottylearning #childdevelopment #montessorispaces #earlychildhoodeducation #earlylearning #learningthroughplay #homeschoolpreschool #childledlearning #nubyusa #earlyyears #smallspaceliving #montessoriinspired #toddleractivity #practicallifeskills #montessoriactivity #playandlearntoday #tinyliving #momblogger
π”Έπ•π•π•–π•π•¦π•šπ•’! ℍ𝕖 π•šπ•€ π”Έπ•π•π•–π•π•¦π•šπ•’! ℍ𝕖 π•šπ•€ π•£π•šπ•€π•–π•Ÿ!

It’s always quite the effort to take a family picture, but even harder when you need to use a tripod! 🀣 This is the best we could do! πŸ€·πŸΌβ€β™€οΈπŸ€ͺ

#heisrisen #alleluia #largefamily #bigfamily #5kids #momof5 #momsofinstagram #momsofig #homemaker #homeschoolfamily #blessedbeyondmeasure #blessedisshe #bigfamilylife #largefamilylife #largefamilymom #giftsfromgod
β€œUnless there is a Good Friday in your life, the β€œUnless there is a Good Friday in your life, there can be no Easter Sunday.”
- Archbishop Fulton J. Sheen

β€œHe himself bore our sins in his body on the cross, so that, free from sins, we might live for righteousness; by his wounds you have been healed.” - 1 Peter‬ ‭2:24‬ 

Let us not forget the significance of Good Friday. For on this day, Jesus was thinking about YOU! 
.
.⁣
.⁣
.⁣
.⁣
#holyweek #jesuschrist #churchathome #goodfriday #heisrisen ⁣#passionweek #lent #prayers #fasting #almsgiving #lentenseason #livingliturgically #40daysofprayer #40daysoflent #theologyofhome #christianhomemaker #domesticchurch #goodfridayvibes #homealtar #christiandecor #passionofthechrist #passionofchrist
Want this to be the best Easter ever?!!! Grab your Want this to be the best Easter ever?!!! Grab your child the @bentleytrike while it’s still 20% off and they can enjoy it all summer long!!!!! 

Use the code EASTER20 to save 20% off this week!!

🐰 Grows with your child from 6 mos to 5 Years!
🐰 Officially Licensed Bentley Product
🐰 Rated 5 out of 5 with 600+ reviews

Order it today and get it in 2-7 business days with free shipping!!! Act fast! πŸ’ƒπŸΌ 

What are you waiting for?! β˜€οΈπŸš΄πŸ»β€β™‚οΈ

#bentleytrike #easterbasket #easterbasketideas #springvibes #outdoortoys #toddlerlife #toddleractivities #toddlermom #momsofinstagram #motherhoodunplugged #motherhoodrising #outdoorliving #kidswhoexplore #adventurefamily
We are already dreaming about going back to @story We are already dreaming about going back to @storylandnh! πŸ₯³πŸ€©

Last year we took our @wonderfoldwagon and it was a total game changer with five kids! (Especially our autistic son!) It made trucking all of our children around the theme park 100 times easier. 

I’m so glad I got the four seater wagon despite some people saying it would be too big. It has room for absolutely everything we need to take with us including a cooler full of food for our family of seven. 

I can’t wait to see all of the fun adventures we will have this summer with our Wonderful Wagon. 

Use The link in our profile to purchase your Wonderfold Wagon and use discount code BALLARD to save! πŸ’° 

#storylandnh #wonderfoldwagon #wonderfoldlife #wonderfoldfamily #largefamily #bigfamily #momof5 #autismmom #autismmoms #newhampshire #momlife #motherhoodunplugged #motherhoodmoments #wagonlife
In these uncertain times we live in, it sometimes In these uncertain times we live in, it sometimes seems silly to decorate or worry about how things β€œlook” but you have to remember that changing the world starts at home. Being a homemaker is an important and often overlooked job. Home is the starting point for love, life, and dreams. So go ahead and make your home look good! 

There’s no place like home. 🏠❀️

#americanhousewife #homemaker #homemakers #momlifeunfiltered #farmhouseinspired #myhomevibe #myhousebeautiful #shareyourdecorwithme #shareyourhomestyle #farmhousestyledecor #magnoliatable #theologyofhome #christianhomedecor #christianhomemaker

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Don’t you just love it when the kitchen is clean Don’t you just love it when the kitchen is clean?

It only lasts about 2 hours in this house so I gotta snap a pic before it gets messed up again! πŸ€ͺ🀣

If you haven’t upgraded your kitchen (and your life) with @caraway_home cookware then you’re missing out on the best non stick non toxic cookware on the market. 

Get rid of your Teflon πŸ™…πŸΌβ€β™€οΈ

Ditch the chemicals 🀒

Throw out the ugly 😡

Don’t wait any longer to elevate your cooking with the most talked about, most loved cookware the world has ever seen. 

This cookware set has sold out 10+ times (the limited-edition color for Crate & Barrel
sold out in under 5 hours!) and the bakeware has barely been in stock since its launch! (So glad I got mine December!)

Head to my stories for the link to grab a discount on these sensational pans! πŸ’ƒπŸΌ 

#caraway #carawayhome #carawayambassador #carawaycookware #nontoxicliving #nontoxichome #homemakerlife #homecooking #cleaneating #mybhghome #mybhgstyle #farmhousekitchen #farmhousestyledecor #farmhousestyle #farmlifestyle #homesteadlife #momlife #motherhoodunplugged #neutralhome #kitchendesign #kitchensofinstagram #kitchenideas #kitchengoals
🚨STOP what you’re doing and read this! πŸ‘‡πŸ»

You know how they say β€œEarth Day Is Every Day”? Well, that’s because you shouldn’t only think about swapping out your toxic cleaning supplies and pledging to use reusable bags only on Earth Day. That’s just one day a year and if we really want to be more eco-conscious, we need to make small changes every day towards caring for ourselves and the earth.

One small step you can take is investing in eco-friendly fashion. But where do you start?

A @jeltbelt! Not only are Jelt Belts designed sustainably, with comfortable, premium elastic that is made from recycled plastic bottles, they are also flat and don’t show under clothes! Best of all, they are completely metal-free and hypoallergenic. 

Finally a belt that fits great and doesn't pinch, dig, or slide up! I love it! Definitely a wardrobe staple.

Read more about this belt in today's post on the blog! Link in bio.

Get a 15% discount on your order with code SARAH15 - link in my stories! πŸ₯³

Share this post to help spread the news! πŸ₯³

#jelting #ecofriendlyfashion #springisintheair #springtime #springfashion #ecofashion #sustainability #sustainablefashion #recycledmaterials #belts #sustainablebelt #sustainablebrand #fashioninspo #madeintheusa #recycledfashion #nhblogger #nhbloggerstyle #styleoftheday #fashiongram #whatiwear #ootd #ootdshare #ootdstyle #ootdfashion
I recently added the @DeltaChildren PerfectSize 3- I recently added the @DeltaChildren PerfectSize 3-in-1 Convertible Sink to my downstairs bathroom to make unassisted handwashing more accessible for my two youngest kids (ages 2 and almost 5). 

Our downstairs half bath is TINY but because of the compact size of the convertible sink, we managed to slide the sink in right next to our @NubyUSA potty. And yes, the bathroom door still closes! 

We have a faucet extender and step stool at the regular sink, but this has made handwashing a novelty for the boys since it's right at their level and right next to their potty. It's the perfect height for both my 2-year-old son AND my autistic son who is almost 5 years old (pictured). ♾️

It holds enough water in the upper tank for both children to wash and rinse their hands once each and the holding tank in the back for the gray water is easy to empty into the sink or toilet when they are done. If they just want to play with the water and their hands aren't actually dirty, I just pour the "gray water" back into the upper holding tank and let them play with it again to conserve water. (An important lesson and learning opportunity for Earth Week) πŸ’¦

In addition to being a great addition to a Montessori bathroom setup, you can also convert the Delta Children sink into a step stool and then use the upper part as a bath toy because it's shaped conveniently to sit on the side of the tub. 

Will link to the sink and potty in my stories! 🚽🚰

Do you have a Montessori setup at home for your child? Tell me in the comments! πŸ‘‡

#practicallife #selfcarestation #montessoriathome #montessoripracticallife #montessorimom #montessoritoddler #preschoolathome #deltachildren #pottytraining #pottylearning #childdevelopment #montessorispaces #earlychildhoodeducation #earlylearning #learningthroughplay #homeschoolpreschool #childledlearning #nubyusa #earlyyears #smallspaceliving #montessoriinspired #toddleractivity #practicallifeskills #montessoriactivity #playandlearntoday #tinyliving #momblogger
π”Έπ•π•π•–π•π•¦π•šπ•’! ℍ𝕖 π•šπ•€ π”Έπ•π•π•–π•π•¦π•šπ•’! ℍ𝕖 π•šπ•€ π•£π•šπ•€π•–π•Ÿ!

It’s always quite the effort to take a family picture, but even harder when you need to use a tripod! 🀣 This is the best we could do! πŸ€·πŸΌβ€β™€οΈπŸ€ͺ

#heisrisen #alleluia #largefamily #bigfamily #5kids #momof5 #momsofinstagram #momsofig #homemaker #homeschoolfamily #blessedbeyondmeasure #blessedisshe #bigfamilylife #largefamilylife #largefamilymom #giftsfromgod
β€œUnless there is a Good Friday in your life, the β€œUnless there is a Good Friday in your life, there can be no Easter Sunday.”
- Archbishop Fulton J. Sheen

β€œHe himself bore our sins in his body on the cross, so that, free from sins, we might live for righteousness; by his wounds you have been healed.” - 1 Peter‬ ‭2:24‬ 

Let us not forget the significance of Good Friday. For on this day, Jesus was thinking about YOU! 
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#holyweek #jesuschrist #churchathome #goodfriday #heisrisen ⁣#passionweek #lent #prayers #fasting #almsgiving #lentenseason #livingliturgically #40daysofprayer #40daysoflent #theologyofhome #christianhomemaker #domesticchurch #goodfridayvibes #homealtar #christiandecor #passionofthechrist #passionofchrist
Want this to be the best Easter ever?!!! Grab your Want this to be the best Easter ever?!!! Grab your child the @bentleytrike while it’s still 20% off and they can enjoy it all summer long!!!!! 

Use the code EASTER20 to save 20% off this week!!

🐰 Grows with your child from 6 mos to 5 Years!
🐰 Officially Licensed Bentley Product
🐰 Rated 5 out of 5 with 600+ reviews

Order it today and get it in 2-7 business days with free shipping!!! Act fast! πŸ’ƒπŸΌ 

What are you waiting for?! β˜€οΈπŸš΄πŸ»β€β™‚οΈ

#bentleytrike #easterbasket #easterbasketideas #springvibes #outdoortoys #toddlerlife #toddleractivities #toddlermom #momsofinstagram #motherhoodunplugged #motherhoodrising #outdoorliving #kidswhoexplore #adventurefamily
We are already dreaming about going back to @story We are already dreaming about going back to @storylandnh! πŸ₯³πŸ€©

Last year we took our @wonderfoldwagon and it was a total game changer with five kids! (Especially our autistic son!) It made trucking all of our children around the theme park 100 times easier. 

I’m so glad I got the four seater wagon despite some people saying it would be too big. It has room for absolutely everything we need to take with us including a cooler full of food for our family of seven. 

I can’t wait to see all of the fun adventures we will have this summer with our Wonderful Wagon. 

Use The link in our profile to purchase your Wonderfold Wagon and use discount code BALLARD to save! πŸ’° 

#storylandnh #wonderfoldwagon #wonderfoldlife #wonderfoldfamily #largefamily #bigfamily #momof5 #autismmom #autismmoms #newhampshire #momlife #motherhoodunplugged #motherhoodmoments #wagonlife
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