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The Fashionable Housewife

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Senior Living Today & Understanding Housing Options

Modified on September 2, 2020 at 4:25 PM

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These days there are so many different options for senior living that you can be forgiven for not knowing the difference between assisted living and nursing homes. When it comes to making a choice for a family member it can seem overwhelming. To help you, hereโ€™s an explanation of the different housing options for seniors.

Aging In Place

These days, more and more seniors are making the choice to spend the rest of their lives at home, where their families grew up, where their cherished memories were created, and where their community and daily routines are a joy to them. This notion of aging in place has led to a growing trend known as the โ€œVillage Movement,โ€ which is designed to meet the emotional and functional needs of older residents, by helping seniors stay in their communities by modifying their homes, giving aging in place advice and providing assistance when it is needed. This is a great idea for seniors who are able to take care of themselves or have family members living close by.

Independent Living

This is the general term describing any type of housing facility that is designed specifically and exclusively for seniors. This includes retirement homes, senior housing, retirement communities, and senior apartments. Whether the living facilities are condos, apartments or houses, in general, they are easier for seniors to navigate and maintain. They are ideal for seniors who are considering living in a condo upon retirementย or who need a place that requires little upkeep and who need only minor assistance with daily living.

Assisted Living

Also known as congregate care, adult group home or residential care assisted living is for seniors who need help with the activities of daily living. Staff are available 24 hours each day. Depending on the level of care needed, some assisted living facilities provide apartments with a shared dining room, while others just provide rooms. There are also other common areas for socializing with other residents. McKnight Place is an example of assisted living.

Continuing Care Retirement Communities

Continuing Care Retirement Communities (CCRCs) are facilities which provide a combination of independent living, assisted living, and nursing home care all in one location. This means that seniors can stay within the same community even if their housing needs or level of care changes over time. It also allows spouses to stay close to each other even if they have different requirements.

Nursing Homes

This is the highest level of senior care outside of a hospital. As well as providing help with daily living activities, they also provide a high level of medical care. Each residentโ€™s care is supervised by a licensed physician and nursing staff are always present along with other medical professionals such as physical therapists. This is a good choice for seniors who can no longer handle their personal care and medical needs at home or in another facility.

Considering Senior Housing

When youโ€™re assessing senior housing needs for a loved one, you need to evaluate the following issues:

  • The level of care: You canโ€™t see into the future, but if your family member has a health condition thatโ€™s going to worsen over time, it is important to consider the best way to handle this in down the road. Consider how much you are going to be able to help.
  • Location: Even though your loved one may currently be fully independent, this situation could quickly change. Consider how far her home it to basic amenities such as shops and medical services. Think about how easy it is for her to navigate around her home. Also, assess how much maintenance her home and garden need.
  • Social support network: Interaction with friends is very important for your loved one. Consider how easy it is for her to visit neighbors and friends and engage in social activities. If she becomes isolated in her home, she will quickly succumb to depression.
  • Caregiving support: Consider her needs now and her future needs. If, as a family member, you cannot commit to caregiving, she may need a housing facility which includes a certain level of daily assistance.
  • Finances: It may now be time to start working with your loved one to make a budget for senior care later on. Senior care can be expensive and costs can increase rapidly in high levels of care.

Home loans for retirees that do not need to be paid back immediately are called reverse mortgages. You can take out such a loan and still retain ownership of your home. Since you will be borrowing against the home’s value will still maintaining ownership, you will not have to agree to a set repayment plan. You can choose to pay off the reverse mortgage at any time, but if you choose not to you won’t incur any fees or penalties. The loan balance will not come up due unless you stop owning the home in question because you move elsewhere or pass away. Such home loans / reverse mortgage for seniors are popular because they can allow you easy access to money when you need it for any purpose. There are no restrictions on how the loan money must be spent.

Making decisions about senior care for a family member or loved one is not easy, and making the transition can sometimes be difficult for the ones you love. Thatโ€™s why itโ€™s important to think ahead and make plans for senior care when it is needed.

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Posted By The Fashionable Housewife
on April 10, 2017 at 10:31 PM
Filed Under: Home Life, Parenting
Tagged With: assisted living, nursing home, retirement, senior, senior care, senior citizens, senior housing, senior living

About The Fashionable Housewife

Sarah-Jean Ballard is the Editor in Chief of The Fashionable Housewife blog and Founder of Fashionable Media. Married to a sexy Molecular Biologist, housewife, mom to 5, homeschooler, Certified Personal Nutritionist and entrepreneur who's mission is to help moms just like you look and feel GREAT! Other interests include dancing, yoga, positive intactivism, natural birth and breastfeeding support, babywearing, paleo & gluten-free cooking, and promoting an overall healthy lifestyle to all.

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Sarah-Jean Ballard

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The kids couldnโ€™t be happier so I have no regrets putting our tree up before Thanksgiving. ๐Ÿ˜‚๐Ÿ’๐Ÿผโ€โ™€๏ธ

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The bins hold a surprising amount and I love how solid and sturdy this is. Perfect for organizing toys at kid eye level. Itโ€™s also great for seasonal home decor! ๐Ÿคญ๐Ÿ๐Ÿ‚

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This is what our homeschool looks like sometimes. This is what our homeschool looks like sometimes. ๐Ÿฅณ

Canโ€™t believe my oldest son is 13 and outside helping dad do home projects like building a new deck. ๐Ÿคฏ Seems like yesterday he was in his walker on this back deck and it looked a lot better ๐Ÿ˜‚

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Drop a comment and wish this boy a happy birthday! ๐ŸŽ‰๐ŸŽ‚ 

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Work from home? You need @flexispot_official The Work from home? You need @flexispot_official 

Their standing desk and exercise chair is a GAME CHANGER!! ๐Ÿ™Œ๐Ÿป๐Ÿ™Œ๐Ÿป

Whether you have a laptop or a desktop pc, being able to adjust your desk at the push of a button and stand for a while is absolutely essential to working long hours at a computer. 

This bicycle chair is designed specifically for this desk and a great way to keep your body moving. You could also use an under desk treadmill like @superun_fitness for even more flexibility! ๐Ÿ’ƒ๐Ÿผ

Just because you have to work at a desk all day doesnโ€™t mean you need to be out of shape. ๐Ÿ’ช๐Ÿป๐Ÿ‹๐Ÿผโ€โ™€๏ธ๐Ÿคธ๐Ÿปโ€โ™€๏ธ

Motherhood and working from home is hard. FLEXISPOT makes it easier. 

Check out my blog and search โ€œFLEXISPOTโ€ for more info!!

Comment and tell me how many hours a day you spend sitting! Be honest! ๐Ÿ‘‡๐Ÿป๐Ÿ‘‡๐Ÿป๐Ÿ‘‡๐Ÿป

#motherhood #motherhoodunplugged #workfromhome #athomeworkouts #athomefitness #fitmoms #fitmomsofig
If putting up your Christmas tree brings you joy, If putting up your Christmas tree brings you joy, go for it!! 

Our new @kingofchristmas 7.5' Queen Flockยฎ Artificial Christmas Tree is absolutely amazing! ๐Ÿ™Œ๐Ÿป๐Ÿ™Œ๐Ÿป

The kids couldnโ€™t be happier so I have no regrets putting our tree up before Thanksgiving. ๐Ÿ˜‚๐Ÿ’๐Ÿผโ€โ™€๏ธ

Follow my shop @fashionablewife on the @shop.LTK app to shop this post and get my exclusive app-only content!

#liketkit #LTKSeasonal #LTKHolidaySale #LTKHoliday #kingofchristmas 
@shop.ltk
https://liketk.it/4n9gW
Loving our new 5 bin storage unit for the playroom Loving our new 5 bin storage unit for the playroom from @guidecraft_official !!

The bins hold a surprising amount and I love how solid and sturdy this is. Perfect for organizing toys at kid eye level. Itโ€™s also great for seasonal home decor! ๐Ÿคญ๐Ÿ๐Ÿ‚

Whatโ€™s your favorite piece of furniture in your house?! 

Tell me in the comments! ๐Ÿ‘‡๐Ÿป๐Ÿ‘‡๐Ÿป๐Ÿ‘‡๐Ÿป

#homedecor #momlife #homeorganization #playroomorganization #playroomdecor #homedecorideas #fallhomedecor
An often-overlooked element to planning your perfe An often-overlooked element to planning your perfect hiking outfit is finding the perfectย minimalist backpack! 

You donโ€™t want to be weighed down by an oversized, clunky backpack that boasts all the bells and whistles but delivers nothing more than unnecessary muscle strain. You want a backpack that is minimal on the outside, functional on the inside, and sustainable all around. Waxed canvas is always a top choice for me!

Iโ€™m obsessed with this backpack from @hellodayowls ๐Ÿ˜

It has that perfect boho minimalist look that I love, in the perfect color for fall. This has become my go-to handbag for autumn. 

Perfect for all our outdoor adventures, hiking in the mountains, exploring the woods with my kids, and everything motherhood throws at me! ๐Ÿฅพ ๐Ÿง—๐Ÿผโ€โ™€๏ธ ๐ŸŒฒ 

Learn more about this bag on my blog ๐Ÿซถ๐Ÿป

#backpacking #outdoorfashion #wildandfreemama #mountainmama #motherhoodjourney #minimalfashion
I miss summer already ๐Ÿ˜ญ Take me back to a bett I miss summer already ๐Ÿ˜ญ

Take me back to a better place ๐Ÿ‘‰๐Ÿป summer time at @storylandnh !! ๐Ÿฅณ๐Ÿฅณ๐Ÿฅณ๐Ÿฅณ

Canโ€™t wait to go again next year! ๐Ÿ™Œ๐Ÿปโœจ๐Ÿคธ๐Ÿปโ€โ™€๏ธ

#summertime #familytime #familyadventures #motherhoodunplugged #childhoodunplugged
What they remember about their childhood is in you What they remember about their childhood is in your hands ๐Ÿซถ๐Ÿป

#motherhood #motherhoodrising #motherhoodunplugged #motherhoodthroughinstagram #motherhoodintheraw
This is what our homeschool looks like sometimes. This is what our homeschool looks like sometimes. ๐Ÿฅณ

Canโ€™t believe my oldest son is 13 and outside helping dad do home projects like building a new deck. ๐Ÿคฏ Seems like yesterday he was in his walker on this back deck and it looked a lot better ๐Ÿ˜‚

Thankful that @homedepot has great prices so we could finally afford to do this home reno project! ๐Ÿ’ช๐Ÿป๐ŸŽ‰

#motherhood #motherhoodunplugged #hereisourhomeschool #motherhoodthroughinstagram
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