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The Fashionable Housewife

The Fashionable Housewife

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5 Things You Need to Know About When Looking for a Home Loan

Modified on April 18, 2022 at 5:14 PM

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When you’re looking for a home loan, there are a few things you need to take into account. Each consideration can make a big difference when it comes to finding the best deal on your home loan.

In this blog post, we will discuss the five most important things to think about when looking for a home loan. We’ll explain what each consideration means and how it affects your home loan. So, whether you’re just starting out your search on the property market or you’re already in the process of applying for loans in order to buy a new home, make sure to read this post!

Fees and Costs 

The first thing you need to consider when looking for a home loan is the fees and costs. Fees and costs can include a range of expenses, including:

  • Application fee
  • Valuation fee
  • Settlement fee
  • Lenders Mortgage Insurance (LMI)

These fees can add up, so it’s important to compare them when you’re looking at different home loans. Typically, you can find out these costs by asking the lender or reading the product disclosure statement (PDS).

An important consideration is that you may be able to negotiate some of the fees with your lender, so don’t be afraid to ask! At the end of the day, when it comes to buying property every penny counts.

Fixed or Variable Interest Rate 

The next thing to consider is whether you want a fixed or variable interest rate. A fixed interest rate means that your repayments will stay the same for a set period of time, usually between one and five years. This can give you peace of mind, knowing that your repayments won’t change even if interest rates go up.

On the other hand, a variable interest rate may start out lower than a fixed rate. However, it can go up or down over time, depending on the market. This means that your repayments could increase or decrease over time.

It’s important to think about what type of interest rate you’re comfortable with. If you want the stability of knowing your repayments won’t change, then a fixed interest rate may be the best option for you. But if you’re comfortable with some uncertainty, then a variable interest rate could help you save money in the long run.

A good idea is to speak to a financial advisor, as they can help you understand the pros and cons of each type of interest rate.

Home Loan Features

When you’re looking for a home loan, you’ll also need to consider the features on offer. Some common features include:

  • Offset accounts 
  • Redraw facilities 
  • Portability
  • Split loans
  • Extra repayments

These features can be helpful in making your loan more manageable. For example, if you have an offset account, this means that the interest on your loan is calculated daily and only charged on the amount of money you actually owe.

Meanwhile, a redraw facility can be helpful if you want to make extra repayments on your loan. This means that you can withdraw the money you’ve already paid off, in case you need it for something else.

For more information on home loan features, check out Joust breakdown on offset account vs redraw. It’s important to compare the features on offer when you’re looking at different home loans. Make sure to choose a loan that has features that will suit your

Credit Score

Your credit score is an important factor to consider when you’re looking for a home loan. Your credit score is a number that represents your creditworthiness. It’s used by lenders to assess your risk when you apply for a loan.

Generally, the higher your credit score, the lower the interest rate you’ll be offered on your home loan. This is because lenders see you as a lower-risk borrower.

You can check your credit score for free on a range of services, for more information check out this informative guide by Equifax. It’s a good idea to do this before you start applying for home loans, so you know where you stand.

Another reason why credit scores are important is that a home loan application can impact your score. If you apply for a few home loans in a short space of time, this can lower your score.

That’s why it’s important to compare your home loan options and choose the best one before you apply. This way, you won’t have to worry about multiple applications impacting your credit score.

Comparison Rate

When you’re comparing home loans, it’s important to look at the comparison rate. The comparison rate takes into account the interest rate as well as the fees and charges associated with a loan.

This means that it’s a good way to compare different loans and see which one is actually the best value for money.

Keep in mind that the comparison rate is not the same as the interest rate. The interest rate is just the amount of interest you’ll be charged on your loan. The comparison rate takes into account other fees and charges, so it’s a good way to compare different loans. 

When you’re looking at home loans, make sure to compare the comparison rates as well as the interest rates. This way, you’ll be able to find the best deal.

Final Thoughts 

In conclusion, there are a few things you need to consider when you’re looking for a home loan. It’s important to compare different loans and find the best deal for you. This way, you’ll be able to save money and ensure your financial wellbeing.

Related posts:

A Beginner's Guide to Getting A MortgageA Beginner’s Guide to Getting A Mortgage 3 Reasons Why Parents End Up in Foreclosure3 Reasons Why Parents End Up in Foreclosure What To Do to Avoid Getting Your Car RepossessedWhat To Do to Avoid Getting Your Car Repossessed Importance of Credit Score When Buying a HouseImportance of Credit Score When Buying a House How To Improve Short-Term Rental Profitability and Stand OutHow To Improve Short-Term Rental Profitability and Stand Out

Posted By The Fashionable Housewife
on April 18, 2022 at 5:14 PM
Filed Under: Home Life
Tagged With: credit score, home loan, interest rate, loans, real estate

About The Fashionable Housewife

Sarah-Jean Ballard is the Editor in Chief of The Fashionable Housewife blog and Founder of Fashionable Media. Married to a sexy Molecular Biologist, housewife, mom to 5, homeschooler, Certified Personal Nutritionist and entrepreneur who's mission is to help moms just like you look and feel GREAT! Other interests include dancing, yoga, positive intactivism, natural birth and breastfeeding support, babywearing, paleo & gluten-free cooking, and promoting an overall healthy lifestyle to all.

Disclaimer

The Fashionable Housewife is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for blogs and websites to earn advertising fees by advertising and linking to Amazon.com. We alsoΒ participateΒ in various other affiliate programs, and we sometimes get a commission on purchases made through our links. There is no extra cost to you! For more info, please see our Disclosure & Privacy Policy.

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Sarah-Jean Ballard

Hi! I’m Sarah-Jean. I’m a Christian, the wife of a handsome Molecular Biologist, and the homeschooling mother of 5 beautiful kids!

I enjoy homesteading, reading, writing, cooking, baking, crafting, home decorating, Xtend Barre, and of course,Β fashion!

This blog is a place for me to share how we live and what I love most. I’m on a mission to help busy moms like you, be fashionable too!Β Read More…

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π’―π’½β„―β„±π’Άπ“ˆπ’½π’Ύβ„΄π“ƒπ’Άπ’·π“β„―β„‹β„΄π“Šπ“ˆβ„―π“Œπ’Ύπ’»β„―
Christian, Wife, Mama x 5. livin' in NH
Fashion, Food, Health, & Home
βœ‰οΈ Email me, let’s work together!

π•Šπ•’π•£π•’π•™ | Fashionable Homemaker & Mom of 5
Don’t you just love it when the kitchen is clean Don’t you just love it when the kitchen is clean?

It only lasts about 2 hours in this house so I gotta snap a pic before it gets messed up again! πŸ€ͺ🀣

If you haven’t upgraded your kitchen (and your life) with @caraway_home cookware then you’re missing out on the best non stick non toxic cookware on the market. 

Get rid of your Teflon πŸ™…πŸΌβ€β™€οΈ

Ditch the chemicals 🀒

Throw out the ugly 😡

Don’t wait any longer to elevate your cooking with the most talked about, most loved cookware the world has ever seen. 

This cookware set has sold out 10+ times (the limited-edition color for Crate & Barrel
sold out in under 5 hours!) and the bakeware has barely been in stock since its launch! (So glad I got mine December!)

Head to my stories for the link to grab a discount on these sensational pans! πŸ’ƒπŸΌ 

#caraway #carawayhome #carawayambassador #carawaycookware #nontoxicliving #nontoxichome #homemakerlife #homecooking #cleaneating #mybhghome #mybhgstyle #farmhousekitchen #farmhousestyledecor #farmhousestyle #farmlifestyle #homesteadlife #momlife #motherhoodunplugged #neutralhome #kitchendesign #kitchensofinstagram #kitchenideas #kitchengoals
🚨STOP what you’re doing and read this! πŸ‘‡πŸ»

You know how they say β€œEarth Day Is Every Day”? Well, that’s because you shouldn’t only think about swapping out your toxic cleaning supplies and pledging to use reusable bags only on Earth Day. That’s just one day a year and if we really want to be more eco-conscious, we need to make small changes every day towards caring for ourselves and the earth.

One small step you can take is investing in eco-friendly fashion. But where do you start?

A @jeltbelt! Not only are Jelt Belts designed sustainably, with comfortable, premium elastic that is made from recycled plastic bottles, they are also flat and don’t show under clothes! Best of all, they are completely metal-free and hypoallergenic. 

Finally a belt that fits great and doesn't pinch, dig, or slide up! I love it! Definitely a wardrobe staple.

Read more about this belt in today's post on the blog! Link in bio.

Get a 15% discount on your order with code SARAH15 - link in my stories! πŸ₯³

Share this post to help spread the news! πŸ₯³

#jelting #ecofriendlyfashion #springisintheair #springtime #springfashion #ecofashion #sustainability #sustainablefashion #recycledmaterials #belts #sustainablebelt #sustainablebrand #fashioninspo #madeintheusa #recycledfashion #nhblogger #nhbloggerstyle #styleoftheday #fashiongram #whatiwear #ootd #ootdshare #ootdstyle #ootdfashion
I recently added the @DeltaChildren PerfectSize 3- I recently added the @DeltaChildren PerfectSize 3-in-1 Convertible Sink to my downstairs bathroom to make unassisted handwashing more accessible for my two youngest kids (ages 2 and almost 5). 

Our downstairs half bath is TINY but because of the compact size of the convertible sink, we managed to slide the sink in right next to our @NubyUSA potty. And yes, the bathroom door still closes! 

We have a faucet extender and step stool at the regular sink, but this has made handwashing a novelty for the boys since it's right at their level and right next to their potty. It's the perfect height for both my 2-year-old son AND my autistic son who is almost 5 years old (pictured). ♾️

It holds enough water in the upper tank for both children to wash and rinse their hands once each and the holding tank in the back for the gray water is easy to empty into the sink or toilet when they are done. If they just want to play with the water and their hands aren't actually dirty, I just pour the "gray water" back into the upper holding tank and let them play with it again to conserve water. (An important lesson and learning opportunity for Earth Week) πŸ’¦

In addition to being a great addition to a Montessori bathroom setup, you can also convert the Delta Children sink into a step stool and then use the upper part as a bath toy because it's shaped conveniently to sit on the side of the tub. 

Will link to the sink and potty in my stories! 🚽🚰

Do you have a Montessori setup at home for your child? Tell me in the comments! πŸ‘‡

#practicallife #selfcarestation #montessoriathome #montessoripracticallife #montessorimom #montessoritoddler #preschoolathome #deltachildren #pottytraining #pottylearning #childdevelopment #montessorispaces #earlychildhoodeducation #earlylearning #learningthroughplay #homeschoolpreschool #childledlearning #nubyusa #earlyyears #smallspaceliving #montessoriinspired #toddleractivity #practicallifeskills #montessoriactivity #playandlearntoday #tinyliving #momblogger
π”Έπ•π•π•–π•π•¦π•šπ•’! ℍ𝕖 π•šπ•€ π”Έπ•π•π•–π•π•¦π•šπ•’! ℍ𝕖 π•šπ•€ π•£π•šπ•€π•–π•Ÿ!

It’s always quite the effort to take a family picture, but even harder when you need to use a tripod! 🀣 This is the best we could do! πŸ€·πŸΌβ€β™€οΈπŸ€ͺ

#heisrisen #alleluia #largefamily #bigfamily #5kids #momof5 #momsofinstagram #momsofig #homemaker #homeschoolfamily #blessedbeyondmeasure #blessedisshe #bigfamilylife #largefamilylife #largefamilymom #giftsfromgod
β€œUnless there is a Good Friday in your life, the β€œUnless there is a Good Friday in your life, there can be no Easter Sunday.”
- Archbishop Fulton J. Sheen

β€œHe himself bore our sins in his body on the cross, so that, free from sins, we might live for righteousness; by his wounds you have been healed.” - 1 Peter‬ ‭2:24‬ 

Let us not forget the significance of Good Friday. For on this day, Jesus was thinking about YOU! 
.
.⁣
.⁣
.⁣
.⁣
#holyweek #jesuschrist #churchathome #goodfriday #heisrisen ⁣#passionweek #lent #prayers #fasting #almsgiving #lentenseason #livingliturgically #40daysofprayer #40daysoflent #theologyofhome #christianhomemaker #domesticchurch #goodfridayvibes #homealtar #christiandecor #passionofthechrist #passionofchrist
Want this to be the best Easter ever?!!! Grab your Want this to be the best Easter ever?!!! Grab your child the @bentleytrike while it’s still 20% off and they can enjoy it all summer long!!!!! 

Use the code EASTER20 to save 20% off this week!!

🐰 Grows with your child from 6 mos to 5 Years!
🐰 Officially Licensed Bentley Product
🐰 Rated 5 out of 5 with 600+ reviews

Order it today and get it in 2-7 business days with free shipping!!! Act fast! πŸ’ƒπŸΌ 

What are you waiting for?! β˜€οΈπŸš΄πŸ»β€β™‚οΈ

#bentleytrike #easterbasket #easterbasketideas #springvibes #outdoortoys #toddlerlife #toddleractivities #toddlermom #momsofinstagram #motherhoodunplugged #motherhoodrising #outdoorliving #kidswhoexplore #adventurefamily
We are already dreaming about going back to @story We are already dreaming about going back to @storylandnh! πŸ₯³πŸ€©

Last year we took our @wonderfoldwagon and it was a total game changer with five kids! (Especially our autistic son!) It made trucking all of our children around the theme park 100 times easier. 

I’m so glad I got the four seater wagon despite some people saying it would be too big. It has room for absolutely everything we need to take with us including a cooler full of food for our family of seven. 

I can’t wait to see all of the fun adventures we will have this summer with our Wonderful Wagon. 

Use The link in our profile to purchase your Wonderfold Wagon and use discount code BALLARD to save! πŸ’° 

#storylandnh #wonderfoldwagon #wonderfoldlife #wonderfoldfamily #largefamily #bigfamily #momof5 #autismmom #autismmoms #newhampshire #momlife #motherhoodunplugged #motherhoodmoments #wagonlife
In these uncertain times we live in, it sometimes In these uncertain times we live in, it sometimes seems silly to decorate or worry about how things β€œlook” but you have to remember that changing the world starts at home. Being a homemaker is an important and often overlooked job. Home is the starting point for love, life, and dreams. So go ahead and make your home look good! 

There’s no place like home. 🏠❀️

#americanhousewife #homemaker #homemakers #momlifeunfiltered #farmhouseinspired #myhomevibe #myhousebeautiful #shareyourdecorwithme #shareyourhomestyle #farmhousestyledecor #magnoliatable #theologyofhome #christianhomedecor #christianhomemaker
🚨STOP RIGHT THERE!🚨 Did you know that your 🚨STOP RIGHT THERE!🚨

Did you know that your Teflon non stick cookware releases toxic fumes when heated to certain temperatures? Even worse, that nonstick coating actually breaks down every time you cook and can get into your food! Yuck! 🀒 

It’s time to rethink your cookware. πŸ’ƒπŸΌ

If you want 100% nontoxic, nonstick cookware that is safe for the whole family, it’s time to get @caraway_home bakeware and cookware!!!!!! πŸŽ‰

Caraway delivers 100% non-toxic, non-stick ceramic cookware that not only looks excellent in your kitchen, it won’t poison your food while you’re cooking with it! WIN WIN! πŸ™ŒπŸ»

Their entire line of Cookware and Bakeware come in a range of gorgeous on-trend colors, AND their Sets come with storage organizers at no extra cost! 🀯

I never thought I would be so excited about pots and pans but here I am living the housewife dream. πŸ˜† 

I’m telling you, these pans are so amazing they literally clean up with a paper towel for most of the meals I cook with them! 

πŸŽ‰ Go check out my stories to get 10% OFF your order! πŸŽ‰

You can buy individual pieces or get the whole cookware set in order to get their exclusive storage organizers at no extra cost. Just click the link in my stories and your discount will automatically be applied to your order - no coupon code needed! 

Hurry, this special discount expires TOMORROW! πŸ’ƒπŸΌ 

.
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#caraway #carawayhome #carawaypartner #cleaneating #cookware #bakeware #neutralkitchen #neutralhome #neutraldecor #neutralhomedecor #kitchenrenovation #kitchenmusthaves #farmhousekitchen #farmhousedecor #kitchenessentials #farmhouseliving #kitchendesign #kitchendecor #homechef #homecook #carawaycookware #easycooking #cookathome #homedecor #homemaker #nhblogger #momblogger #momlife

fashionablewife

π’―π’½β„―β„±π’Άπ“ˆπ’½π’Ύβ„΄π“ƒπ’Άπ’·π“β„―β„‹β„΄π“Šπ“ˆβ„―π“Œπ’Ύπ’»β„―
Christian, Wife, Mama x 5. livin' in NH
Fashion, Food, Health, & Home
βœ‰οΈ Email me, let’s work together!

π•Šπ•’π•£π•’π•™ | Fashionable Homemaker & Mom of 5
Don’t you just love it when the kitchen is clean Don’t you just love it when the kitchen is clean?

It only lasts about 2 hours in this house so I gotta snap a pic before it gets messed up again! πŸ€ͺ🀣

If you haven’t upgraded your kitchen (and your life) with @caraway_home cookware then you’re missing out on the best non stick non toxic cookware on the market. 

Get rid of your Teflon πŸ™…πŸΌβ€β™€οΈ

Ditch the chemicals 🀒

Throw out the ugly 😡

Don’t wait any longer to elevate your cooking with the most talked about, most loved cookware the world has ever seen. 

This cookware set has sold out 10+ times (the limited-edition color for Crate & Barrel
sold out in under 5 hours!) and the bakeware has barely been in stock since its launch! (So glad I got mine December!)

Head to my stories for the link to grab a discount on these sensational pans! πŸ’ƒπŸΌ 

#caraway #carawayhome #carawayambassador #carawaycookware #nontoxicliving #nontoxichome #homemakerlife #homecooking #cleaneating #mybhghome #mybhgstyle #farmhousekitchen #farmhousestyledecor #farmhousestyle #farmlifestyle #homesteadlife #momlife #motherhoodunplugged #neutralhome #kitchendesign #kitchensofinstagram #kitchenideas #kitchengoals
🚨STOP what you’re doing and read this! πŸ‘‡πŸ»

You know how they say β€œEarth Day Is Every Day”? Well, that’s because you shouldn’t only think about swapping out your toxic cleaning supplies and pledging to use reusable bags only on Earth Day. That’s just one day a year and if we really want to be more eco-conscious, we need to make small changes every day towards caring for ourselves and the earth.

One small step you can take is investing in eco-friendly fashion. But where do you start?

A @jeltbelt! Not only are Jelt Belts designed sustainably, with comfortable, premium elastic that is made from recycled plastic bottles, they are also flat and don’t show under clothes! Best of all, they are completely metal-free and hypoallergenic. 

Finally a belt that fits great and doesn't pinch, dig, or slide up! I love it! Definitely a wardrobe staple.

Read more about this belt in today's post on the blog! Link in bio.

Get a 15% discount on your order with code SARAH15 - link in my stories! πŸ₯³

Share this post to help spread the news! πŸ₯³

#jelting #ecofriendlyfashion #springisintheair #springtime #springfashion #ecofashion #sustainability #sustainablefashion #recycledmaterials #belts #sustainablebelt #sustainablebrand #fashioninspo #madeintheusa #recycledfashion #nhblogger #nhbloggerstyle #styleoftheday #fashiongram #whatiwear #ootd #ootdshare #ootdstyle #ootdfashion
I recently added the @DeltaChildren PerfectSize 3- I recently added the @DeltaChildren PerfectSize 3-in-1 Convertible Sink to my downstairs bathroom to make unassisted handwashing more accessible for my two youngest kids (ages 2 and almost 5). 

Our downstairs half bath is TINY but because of the compact size of the convertible sink, we managed to slide the sink in right next to our @NubyUSA potty. And yes, the bathroom door still closes! 

We have a faucet extender and step stool at the regular sink, but this has made handwashing a novelty for the boys since it's right at their level and right next to their potty. It's the perfect height for both my 2-year-old son AND my autistic son who is almost 5 years old (pictured). ♾️

It holds enough water in the upper tank for both children to wash and rinse their hands once each and the holding tank in the back for the gray water is easy to empty into the sink or toilet when they are done. If they just want to play with the water and their hands aren't actually dirty, I just pour the "gray water" back into the upper holding tank and let them play with it again to conserve water. (An important lesson and learning opportunity for Earth Week) πŸ’¦

In addition to being a great addition to a Montessori bathroom setup, you can also convert the Delta Children sink into a step stool and then use the upper part as a bath toy because it's shaped conveniently to sit on the side of the tub. 

Will link to the sink and potty in my stories! 🚽🚰

Do you have a Montessori setup at home for your child? Tell me in the comments! πŸ‘‡

#practicallife #selfcarestation #montessoriathome #montessoripracticallife #montessorimom #montessoritoddler #preschoolathome #deltachildren #pottytraining #pottylearning #childdevelopment #montessorispaces #earlychildhoodeducation #earlylearning #learningthroughplay #homeschoolpreschool #childledlearning #nubyusa #earlyyears #smallspaceliving #montessoriinspired #toddleractivity #practicallifeskills #montessoriactivity #playandlearntoday #tinyliving #momblogger
π”Έπ•π•π•–π•π•¦π•šπ•’! ℍ𝕖 π•šπ•€ π”Έπ•π•π•–π•π•¦π•šπ•’! ℍ𝕖 π•šπ•€ π•£π•šπ•€π•–π•Ÿ!

It’s always quite the effort to take a family picture, but even harder when you need to use a tripod! 🀣 This is the best we could do! πŸ€·πŸΌβ€β™€οΈπŸ€ͺ

#heisrisen #alleluia #largefamily #bigfamily #5kids #momof5 #momsofinstagram #momsofig #homemaker #homeschoolfamily #blessedbeyondmeasure #blessedisshe #bigfamilylife #largefamilylife #largefamilymom #giftsfromgod
β€œUnless there is a Good Friday in your life, the β€œUnless there is a Good Friday in your life, there can be no Easter Sunday.”
- Archbishop Fulton J. Sheen

β€œHe himself bore our sins in his body on the cross, so that, free from sins, we might live for righteousness; by his wounds you have been healed.” - 1 Peter‬ ‭2:24‬ 

Let us not forget the significance of Good Friday. For on this day, Jesus was thinking about YOU! 
.
.⁣
.⁣
.⁣
.⁣
#holyweek #jesuschrist #churchathome #goodfriday #heisrisen ⁣#passionweek #lent #prayers #fasting #almsgiving #lentenseason #livingliturgically #40daysofprayer #40daysoflent #theologyofhome #christianhomemaker #domesticchurch #goodfridayvibes #homealtar #christiandecor #passionofthechrist #passionofchrist
Want this to be the best Easter ever?!!! Grab your Want this to be the best Easter ever?!!! Grab your child the @bentleytrike while it’s still 20% off and they can enjoy it all summer long!!!!! 

Use the code EASTER20 to save 20% off this week!!

🐰 Grows with your child from 6 mos to 5 Years!
🐰 Officially Licensed Bentley Product
🐰 Rated 5 out of 5 with 600+ reviews

Order it today and get it in 2-7 business days with free shipping!!! Act fast! πŸ’ƒπŸΌ 

What are you waiting for?! β˜€οΈπŸš΄πŸ»β€β™‚οΈ

#bentleytrike #easterbasket #easterbasketideas #springvibes #outdoortoys #toddlerlife #toddleractivities #toddlermom #momsofinstagram #motherhoodunplugged #motherhoodrising #outdoorliving #kidswhoexplore #adventurefamily
We are already dreaming about going back to @story We are already dreaming about going back to @storylandnh! πŸ₯³πŸ€©

Last year we took our @wonderfoldwagon and it was a total game changer with five kids! (Especially our autistic son!) It made trucking all of our children around the theme park 100 times easier. 

I’m so glad I got the four seater wagon despite some people saying it would be too big. It has room for absolutely everything we need to take with us including a cooler full of food for our family of seven. 

I can’t wait to see all of the fun adventures we will have this summer with our Wonderful Wagon. 

Use The link in our profile to purchase your Wonderfold Wagon and use discount code BALLARD to save! πŸ’° 

#storylandnh #wonderfoldwagon #wonderfoldlife #wonderfoldfamily #largefamily #bigfamily #momof5 #autismmom #autismmoms #newhampshire #momlife #motherhoodunplugged #motherhoodmoments #wagonlife
In these uncertain times we live in, it sometimes In these uncertain times we live in, it sometimes seems silly to decorate or worry about how things β€œlook” but you have to remember that changing the world starts at home. Being a homemaker is an important and often overlooked job. Home is the starting point for love, life, and dreams. So go ahead and make your home look good! 

There’s no place like home. 🏠❀️

#americanhousewife #homemaker #homemakers #momlifeunfiltered #farmhouseinspired #myhomevibe #myhousebeautiful #shareyourdecorwithme #shareyourhomestyle #farmhousestyledecor #magnoliatable #theologyofhome #christianhomedecor #christianhomemaker

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Don’t you just love it when the kitchen is clean Don’t you just love it when the kitchen is clean?

It only lasts about 2 hours in this house so I gotta snap a pic before it gets messed up again! πŸ€ͺ🀣

If you haven’t upgraded your kitchen (and your life) with @caraway_home cookware then you’re missing out on the best non stick non toxic cookware on the market. 

Get rid of your Teflon πŸ™…πŸΌβ€β™€οΈ

Ditch the chemicals 🀒

Throw out the ugly 😡

Don’t wait any longer to elevate your cooking with the most talked about, most loved cookware the world has ever seen. 

This cookware set has sold out 10+ times (the limited-edition color for Crate & Barrel
sold out in under 5 hours!) and the bakeware has barely been in stock since its launch! (So glad I got mine December!)

Head to my stories for the link to grab a discount on these sensational pans! πŸ’ƒπŸΌ 

#caraway #carawayhome #carawayambassador #carawaycookware #nontoxicliving #nontoxichome #homemakerlife #homecooking #cleaneating #mybhghome #mybhgstyle #farmhousekitchen #farmhousestyledecor #farmhousestyle #farmlifestyle #homesteadlife #momlife #motherhoodunplugged #neutralhome #kitchendesign #kitchensofinstagram #kitchenideas #kitchengoals
🚨STOP what you’re doing and read this! πŸ‘‡πŸ»

You know how they say β€œEarth Day Is Every Day”? Well, that’s because you shouldn’t only think about swapping out your toxic cleaning supplies and pledging to use reusable bags only on Earth Day. That’s just one day a year and if we really want to be more eco-conscious, we need to make small changes every day towards caring for ourselves and the earth.

One small step you can take is investing in eco-friendly fashion. But where do you start?

A @jeltbelt! Not only are Jelt Belts designed sustainably, with comfortable, premium elastic that is made from recycled plastic bottles, they are also flat and don’t show under clothes! Best of all, they are completely metal-free and hypoallergenic. 

Finally a belt that fits great and doesn't pinch, dig, or slide up! I love it! Definitely a wardrobe staple.

Read more about this belt in today's post on the blog! Link in bio.

Get a 15% discount on your order with code SARAH15 - link in my stories! πŸ₯³

Share this post to help spread the news! πŸ₯³

#jelting #ecofriendlyfashion #springisintheair #springtime #springfashion #ecofashion #sustainability #sustainablefashion #recycledmaterials #belts #sustainablebelt #sustainablebrand #fashioninspo #madeintheusa #recycledfashion #nhblogger #nhbloggerstyle #styleoftheday #fashiongram #whatiwear #ootd #ootdshare #ootdstyle #ootdfashion
I recently added the @DeltaChildren PerfectSize 3- I recently added the @DeltaChildren PerfectSize 3-in-1 Convertible Sink to my downstairs bathroom to make unassisted handwashing more accessible for my two youngest kids (ages 2 and almost 5). 

Our downstairs half bath is TINY but because of the compact size of the convertible sink, we managed to slide the sink in right next to our @NubyUSA potty. And yes, the bathroom door still closes! 

We have a faucet extender and step stool at the regular sink, but this has made handwashing a novelty for the boys since it's right at their level and right next to their potty. It's the perfect height for both my 2-year-old son AND my autistic son who is almost 5 years old (pictured). ♾️

It holds enough water in the upper tank for both children to wash and rinse their hands once each and the holding tank in the back for the gray water is easy to empty into the sink or toilet when they are done. If they just want to play with the water and their hands aren't actually dirty, I just pour the "gray water" back into the upper holding tank and let them play with it again to conserve water. (An important lesson and learning opportunity for Earth Week) πŸ’¦

In addition to being a great addition to a Montessori bathroom setup, you can also convert the Delta Children sink into a step stool and then use the upper part as a bath toy because it's shaped conveniently to sit on the side of the tub. 

Will link to the sink and potty in my stories! 🚽🚰

Do you have a Montessori setup at home for your child? Tell me in the comments! πŸ‘‡

#practicallife #selfcarestation #montessoriathome #montessoripracticallife #montessorimom #montessoritoddler #preschoolathome #deltachildren #pottytraining #pottylearning #childdevelopment #montessorispaces #earlychildhoodeducation #earlylearning #learningthroughplay #homeschoolpreschool #childledlearning #nubyusa #earlyyears #smallspaceliving #montessoriinspired #toddleractivity #practicallifeskills #montessoriactivity #playandlearntoday #tinyliving #momblogger
π”Έπ•π•π•–π•π•¦π•šπ•’! ℍ𝕖 π•šπ•€ π”Έπ•π•π•–π•π•¦π•šπ•’! ℍ𝕖 π•šπ•€ π•£π•šπ•€π•–π•Ÿ!

It’s always quite the effort to take a family picture, but even harder when you need to use a tripod! 🀣 This is the best we could do! πŸ€·πŸΌβ€β™€οΈπŸ€ͺ

#heisrisen #alleluia #largefamily #bigfamily #5kids #momof5 #momsofinstagram #momsofig #homemaker #homeschoolfamily #blessedbeyondmeasure #blessedisshe #bigfamilylife #largefamilylife #largefamilymom #giftsfromgod
β€œUnless there is a Good Friday in your life, the β€œUnless there is a Good Friday in your life, there can be no Easter Sunday.”
- Archbishop Fulton J. Sheen

β€œHe himself bore our sins in his body on the cross, so that, free from sins, we might live for righteousness; by his wounds you have been healed.” - 1 Peter‬ ‭2:24‬ 

Let us not forget the significance of Good Friday. For on this day, Jesus was thinking about YOU! 
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#holyweek #jesuschrist #churchathome #goodfriday #heisrisen ⁣#passionweek #lent #prayers #fasting #almsgiving #lentenseason #livingliturgically #40daysofprayer #40daysoflent #theologyofhome #christianhomemaker #domesticchurch #goodfridayvibes #homealtar #christiandecor #passionofthechrist #passionofchrist
Want this to be the best Easter ever?!!! Grab your Want this to be the best Easter ever?!!! Grab your child the @bentleytrike while it’s still 20% off and they can enjoy it all summer long!!!!! 

Use the code EASTER20 to save 20% off this week!!

🐰 Grows with your child from 6 mos to 5 Years!
🐰 Officially Licensed Bentley Product
🐰 Rated 5 out of 5 with 600+ reviews

Order it today and get it in 2-7 business days with free shipping!!! Act fast! πŸ’ƒπŸΌ 

What are you waiting for?! β˜€οΈπŸš΄πŸ»β€β™‚οΈ

#bentleytrike #easterbasket #easterbasketideas #springvibes #outdoortoys #toddlerlife #toddleractivities #toddlermom #momsofinstagram #motherhoodunplugged #motherhoodrising #outdoorliving #kidswhoexplore #adventurefamily
We are already dreaming about going back to @story We are already dreaming about going back to @storylandnh! πŸ₯³πŸ€©

Last year we took our @wonderfoldwagon and it was a total game changer with five kids! (Especially our autistic son!) It made trucking all of our children around the theme park 100 times easier. 

I’m so glad I got the four seater wagon despite some people saying it would be too big. It has room for absolutely everything we need to take with us including a cooler full of food for our family of seven. 

I can’t wait to see all of the fun adventures we will have this summer with our Wonderful Wagon. 

Use The link in our profile to purchase your Wonderfold Wagon and use discount code BALLARD to save! πŸ’° 

#storylandnh #wonderfoldwagon #wonderfoldlife #wonderfoldfamily #largefamily #bigfamily #momof5 #autismmom #autismmoms #newhampshire #momlife #motherhoodunplugged #motherhoodmoments #wagonlife
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