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Rebuilding Your Home After Disaster: 5 Important Things to Remember

Modified on March 3, 2023 at 8:44 PM

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Rebuilding Your Home After Disaster: 5 Important Things to Remember

So many people are not prepared for disaster when it comes to their home. With natural disasters increasing in frequency everywhere, such as wildfires, tornadoes, and hurricanes, having to rebuild your home after a disaster comes with a lot of heartache. When your home is partially or completely destroyed, it’s inevitable that you feel helpless or vulnerable, but this is the perfect place to rebuild your home and your life. Here are a few things to consider:

Taking Stock

You may have that sinking feeling that everything is gone. It can be difficult to have a glass-half-full approach at this point, but you need to stop, take a breath, and understand what the real damage is to your home. At this point, it can feel overwhelming to take stock because you don’t know if everything can be salvaged, but this is where having comprehensive documentation of everything will give you a better understanding of what needs to be done. 

If there is water damage after a flood, a water damage restoration company can give you a better understanding of what needs to be done. When you take comprehensive photos of the areas and list everything that needs to be repaired, this is the perfect starting point to assess what can and cannot be done.

Working with Your Insurance Company Professionally 

Immediately after assessing the damage and making sure everybody is safe, you need to make two phone calls: you need to contact your creditors to save you the headache of having to pay bills during this tough time, but you also need to contact the insurance company to start the claims process. Depending on your insurance company, you may get funds to cover any short-term expenses while you figure out what needs to be done. An insurance company will typically ask for a breakdown of everything that is damaged, which is why the documentation process is critical. 

Taking a comprehensive collection of photographs and videos of you walking through the property can give them a better understanding of what can be salvaged and replaced, but also highlight what is not covered. The insurance claims process can be long-winded, and you will be in direct contact with them throughout the entire time. Ensuring you give them as much information as possible and do your best to be compliant will make things easier. You are understandably frustrated, but staying calm allows you to work towards a beneficial outcome. 

When liaising with the insurance company, it’s unlikely you will have your policy documents however you can find policy documents online or the policy documents may have been emailed over when you took out the coverage. It’s worth taking the time to go over it so you have a clearer picture of what you are and are not covered for.

Getting Professional Assistance

When it is time to rebuild, you need to work with reputable contractors. The insurance company may provide their own, but you also have the prerogative to choose people that come recommended or are people you trust. When working with a contractor, it is a good idea to establish a timeline for repairs as soon as possible. There are a number of factors that come into play here:

  • The extent of the damage. 
  • What needs rebuilding. 
  • Access to the raw materials. 
  • How many other types of contractors are involved. 

The latter point is critical, and there will be a lot of crossover to deal with because if there’s structural damage in addition to electrical damage or issues with the land underneath, this means different contractors with various expertise will be involved. This can be overwhelming when you just want to get back home. 

Making sure you communicate between everybody will give you a better understanding of the bigger picture. We can all feel stressed when we don’t know what is happening, but this can be down to a lack of communication between everyone, so be sure to get on the phone if something feels like it’s taking way too long.

Using This as an Opportunity

Lots of people just want to get back to their normal lives and this means rebuilding the home the way it was, but some people can find the destruction of their property an opportunity to draw a line in the sand. The insurance will not cover upgrades, but if you pay for the difference, you may be able to make changes to the property that brings about a more aesthetically pleasing environment. 

There will be concerns, especially if the insurance company will not cover certain restorations or if there are pre-existing structural problems, but this could be the opportunity to either make changes or even use the payout to purchase a property elsewhere.

Making It a Safer Home

When your home has extensive damage, you may want to hire someone to make immediate repairs, for example, fixing up broken windows or covering a hole in the roof. The insurance company reimburses you for these costs, but it comes out of the total claim amount, which is why you need to be careful to not rush repairs and work towards a bigger and better vision for your home, and this would include making the property safer. 

When rebuilding the home you need to understand what the issues were in the first place that caused your home to experience this extensive damage. For example, if your home flooded, was it because your home did not have adequate drainage built in? This could be the perfect opportunity to address the foundations and reinforce them with permeable materials so water can drain away naturally.

Building your home back after a natural disaster may seem like an overwhelming concept, but this can be the perfect opportunity to start all over again. It can be incredibly heartbreaking to see everything torn away, but you’ll have the opportunity to start afresh. The process of building your home back up is timely, costly, and can cause a lot of upheaval, but when it comes to rebuilding your home and your lives, there is a lot you can take away from this. Many people find themselves viewing this as an opportunity to start again, which is something you can achieve.

Related posts:

7 Home Upgrades and Repairs to Knock Out Before Summer7 Home Upgrades and Repairs to Knock Out Before Summer 5 Tips For Water Damage Restoration Before Help Arrives5 Tips For Water Damage Restoration Before Help Arrives 6 Reasons You Need a Professional Clean Up Company For Water Damage Restoration6 Reasons You Need a Professional Clean Up Company For Water Damage Restoration 10 Essential Repairs & Improvements You Should Do In Spring10 Essential Repairs & Improvements You Should Do In Spring 5 Tips to Keep Your Home Safe During Repairs5 Tips to Keep Your Home Safe During Repairs

Posted By The Fashionable Housewife
on March 3, 2023 at 8:44 PM
Filed Under: Home Improvement
Tagged With: flood damage, home repair, home repairs, natural disasters, roof repairs, water damage, water damage insurance, water damage restoration

About The Fashionable Housewife

Sarah-Jean Ballard is the Editor in Chief of The Fashionable Housewife blog and Founder of Fashionable Media. Married to a sexy Molecular Biologist, housewife, mom to 5, homeschooler, Certified Personal Nutritionist and entrepreneur who's mission is to help moms just like you look and feel GREAT! Other interests include dancing, yoga, positive intactivism, natural birth and breastfeeding support, babywearing, paleo & gluten-free cooking, and promoting an overall healthy lifestyle to all.

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Sarah-Jean Ballard

Hi! I’m Sarah-Jean. I’m a Christian, the wife of a handsome Molecular Biologist, and the homeschooling mother of 5 beautiful kids!

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You do not find a happy life. You make it. 

That’s the biggest lesson that grief has taught me. If I just wait around to be happy again, I’ll die sad. 

You don’t get through grief and come out the other side. That’s not how it works. You learn how to grow around it like a tree grows around a rock that’s in the way. You don’t wait for the rock to move. Cause it’s not gonna. 

Choose happy. And then make it happen. 

#choosehappy #joyinthejourney #griefjourney #healingfromtrauma
8 billion smiles in the world, but his is my favor 8 billion smiles in the world, but his is my favorite. 

Happy Valentine’s Day, @daeinexplains 🥰

The last 20 years with you have been my favorite years on this earth. ❤️ 

If I did anything right in my life, it was when I decided to give my heart to you.  You are my best friend, my soul mate, my better half, my rock, my everything. 

I love you.

#couplegoals #marriedlife #motherhoodthroughinstagram #weddingday #marriagegoals #yourestilltheone
Kids love helping if you just let them!💁🏼‍ Kids love helping if you just let them!💁🏼‍♀️

This little guy always asks to help when he sees me cleaning the house, washing the floors, doing laundry, or emptying the dishwasher. That’s what I love about Montessori parenting - it allows kids to do  big jobs and in turn makes them eager to help! 

He was over the moon when we gave him the @lovevery floor mop that actually works! He uses it daily now. The mopping pad is machine washable and you can refill the fluid container on it. I usually just do water and a drop of essential oils because he loves it when everything smells clean! 😜 

Definitely recommend! If you want to grab this mop for your little helper, it’s in the Storyteller Play Kit from Lovevery for 3 year olds. 

LlNK is in my bio to get FREE shipping! 💃🏼

#lovevery #loveverytoddler #loveverypartner #montessoriathome #montessoriplayroom #montessoritoddler
Stop trying to fit your square self in a round hol Stop trying to fit your square self in a round hole. 

Sometimes we outgrown relationships. Sometimes we realize someone else isn’t a good influence on our lives. Sometimes we realize we aren’t a good influence for someone else. Sometimes we need to let things go that aren’t good for us in order to grow. And that’s ok. 

Stop trying to sit at a table you are no longer welcome at. Just be yourself, focus on God, love your family and friends, and the right people will gravitate to you. ✌🏻 

#raisingsaints #momlife #motherhoodunplugged #selflovejourney #growingpains #selfcaresunday
When your toaster breaks from a power surge you ta When your toaster breaks from a power surge you take that as a sign that it’s time to upgrade! 🤪

It wasn’t hard to pick a new 4 slice toaster. As soon as I saw this one from @haden_usa I added it to my cart. I bought it from @lordandtaylor because it had the fastest shipping and I didn’t want to wait! 

No fancy electronics, screens, or extra features we don’t need. Just simple, straight forward functions and perfect results everytime. Plus it matches all my @cafeappliances too! 😂👍🏻

What do you think of this 4 slice toaster?! 

#toasters #kitchenappliances #kitchendesign #kitchendecor #whitekitchen #farmhousekitchen #farmhousestyle #whiteappliances
I’m obsessed with these leather booties from @en I’m obsessed with these leather booties from @enjoiya! 💃🏼 

The “Steffi” in green are the perfect boots for ushering in spring weather with their delicious vintage leather and worn-in look right out of the box. I love the chunky lug soles and inside zippers to get them on and off easily. 

These are the boots you’ll want to wear again and again. And again. 

Use my coupon code BALLARD20 to get 20% off your order! Find them on www.enjoiya.com

#leatherbooties #enjoiya #italianshoes #realmomstyle #momstyle #momstyletips
All the poop shoveling doesn’t seem so bad with All the poop shoveling doesn’t seem so bad with the prices of eggs right now! 🤪 🐔 🥚 

Guess it’s ok to be a crazy chicken lady and have a homestead now! 🤣

#momlife #crazychickenlady #homesteadlife
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Today was my due date for Dylan. Considering he w Today was my due date for Dylan.

Considering he was my 6th child, it's possible he would have been here by now. It’s been extra hard for me this week. 

Despite my best efforts to be strong and stay positive, I am completely brokenhearted. I’m just being honest. I could pretend I’m fine, but that doesn't do me or anyone else any good to be dishonest about the pain of miscarriage or the grief that comes with losing a child. 

My heart is completely shattered from having an empty womb and an empty nursery. An empty bassinet in the corner and unused tiny newborn outfits, all washed, folded, and ready… for nothing. 

It makes me physically sick to my stomach when I think about it all and I can't even fathom how I got here. How did I get here? 

This isn't how it's supposed to be! I should be holding a newborn right now! It’s so unfair. 

In an instant, my baby was gone and there was nothing I could do to change that. 

It doesn't matter how much time passes or what else happens in life, I will always miss him. My heart with always long for my baby. 

Those who haven't experienced loss tell you that "Don’t worry! Things will get better, just focus on the positive!" but people who actually know this grief and what it actually feels like to lose a baby, won’t tell you that. They know this hard road. They understand that unfortunately you don't just “get over it.” 

The grief doesn't just go away, even if you try to ignore it, it's still there. Like the sun. You don’t have to look at it to know it’s there. You can turn your back on it but it will still warm your skin. 

The grief from losing a child is unbearable. 
It is unpredictable.
It is unforgiving.
It is relentless.
It is all-consuming.
And it completely shatters you when you don’t expect it. 

You don’t get over it. You don’t forget. You simply learn to live with it. And I’m learning to live with it every day. 

It’s been 137 days I’ve had to live without my baby. 

Lord Jesus, please… hold me extra tight tonight. 

#babyloss #babylossawareness #babylosssupport #babylosscommunity #babylosssurvivor #stillbornstillloved #stillbornawareness #stillbirth #miscarriagesupport #miscarriageawareness

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You do not find a happy life. You make it. 

That’s the biggest lesson that grief has taught me. If I just wait around to be happy again, I’ll die sad. 

You don’t get through grief and come out the other side. That’s not how it works. You learn how to grow around it like a tree grows around a rock that’s in the way. You don’t wait for the rock to move. Cause it’s not gonna. 

Choose happy. And then make it happen. 

#choosehappy #joyinthejourney #griefjourney #healingfromtrauma
8 billion smiles in the world, but his is my favor 8 billion smiles in the world, but his is my favorite. 

Happy Valentine’s Day, @daeinexplains 🥰

The last 20 years with you have been my favorite years on this earth. ❤️ 

If I did anything right in my life, it was when I decided to give my heart to you.  You are my best friend, my soul mate, my better half, my rock, my everything. 

I love you.

#couplegoals #marriedlife #motherhoodthroughinstagram #weddingday #marriagegoals #yourestilltheone
Kids love helping if you just let them!💁🏼‍ Kids love helping if you just let them!💁🏼‍♀️

This little guy always asks to help when he sees me cleaning the house, washing the floors, doing laundry, or emptying the dishwasher. That’s what I love about Montessori parenting - it allows kids to do  big jobs and in turn makes them eager to help! 

He was over the moon when we gave him the @lovevery floor mop that actually works! He uses it daily now. The mopping pad is machine washable and you can refill the fluid container on it. I usually just do water and a drop of essential oils because he loves it when everything smells clean! 😜 

Definitely recommend! If you want to grab this mop for your little helper, it’s in the Storyteller Play Kit from Lovevery for 3 year olds. 

LlNK is in my bio to get FREE shipping! 💃🏼

#lovevery #loveverytoddler #loveverypartner #montessoriathome #montessoriplayroom #montessoritoddler
Stop trying to fit your square self in a round hol Stop trying to fit your square self in a round hole. 

Sometimes we outgrown relationships. Sometimes we realize someone else isn’t a good influence on our lives. Sometimes we realize we aren’t a good influence for someone else. Sometimes we need to let things go that aren’t good for us in order to grow. And that’s ok. 

Stop trying to sit at a table you are no longer welcome at. Just be yourself, focus on God, love your family and friends, and the right people will gravitate to you. ✌🏻 

#raisingsaints #momlife #motherhoodunplugged #selflovejourney #growingpains #selfcaresunday
When your toaster breaks from a power surge you ta When your toaster breaks from a power surge you take that as a sign that it’s time to upgrade! 🤪

It wasn’t hard to pick a new 4 slice toaster. As soon as I saw this one from @haden_usa I added it to my cart. I bought it from @lordandtaylor because it had the fastest shipping and I didn’t want to wait! 

No fancy electronics, screens, or extra features we don’t need. Just simple, straight forward functions and perfect results everytime. Plus it matches all my @cafeappliances too! 😂👍🏻

What do you think of this 4 slice toaster?! 

#toasters #kitchenappliances #kitchendesign #kitchendecor #whitekitchen #farmhousekitchen #farmhousestyle #whiteappliances
I’m obsessed with these leather booties from @en I’m obsessed with these leather booties from @enjoiya! 💃🏼 

The “Steffi” in green are the perfect boots for ushering in spring weather with their delicious vintage leather and worn-in look right out of the box. I love the chunky lug soles and inside zippers to get them on and off easily. 

These are the boots you’ll want to wear again and again. And again. 

Use my coupon code BALLARD20 to get 20% off your order! Find them on www.enjoiya.com

#leatherbooties #enjoiya #italianshoes #realmomstyle #momstyle #momstyletips
All the poop shoveling doesn’t seem so bad with All the poop shoveling doesn’t seem so bad with the prices of eggs right now! 🤪 🐔 🥚 

Guess it’s ok to be a crazy chicken lady and have a homestead now! 🤣

#momlife #crazychickenlady #homesteadlife
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