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Moving Costs You Probably Forgot About Before Relocating

Modified on September 4, 2021 at 9:05 PM

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What is your budget for your new home? How much can you afford to spend on the property? This is an important question to answer, and it’s one of the very first things you’ll need to work out when you decide it’s time to sell your current property and move on or when you think you’re ready to buy for the first time. 

However, there are some costs that many people forget about in the excitement of moving house, and you should definitely add them to your budget. If they aren’t, you might find that the ideal house you have found isn’t so ideal after all because, due to these forgotten costs, you can’t really afford the move. Read on to find out what some of these costs are so you can be prepared when you need to be. Remember, these are no hidden costs, they should come as no surprise, but they are so easy to ignore when you’re focusing on your budget and the mortgage repayments you need to make. 

Admin Costs 

When you’re buying a house or other type of property, you’ll find there are plenty of costs associated with becoming a homeowner, and failing to understand or remember about these costs can have a significant impact on your ability to move at all. It’s not just the mortgage repayments you need to be able to pay for – there are plenty of upfront costs too. 

One of these is the down payment. Typically this can be anywhere from five to 25 percent of the purchase value of the property, and it’s the money that you need to be able to provide so that your mortgage company can organize the bulk of the borrowing you’ll need for the rest. Although there are such things as one hundred percent mortgages, these are very hard to find, and if you can get one, the interest rate will be much higher than a standard mortgage because the lender is taking more of a risk. 

Conveyancing costs are another issue to contend with. Sometimes you can add these to the mortgage, but sometimes you’ll need to pay this upfront. They include costs for the solicitor to progress your house sale and may also include a property survey. 

Depending on where you live and how much the house is worth, you could also be liable for a large tax payment; this can sometimes total tens of thousands of dollars. Now you can see why buying a property isn’t always as easy as you might think. 

Moving Costs 

Somehow you’ll have to get your furniture and possessions from one property to the next. Whether you choose to do this yourself and hire a truck and find some friends or family to help with the heavier stuff, or you hire a moving company to help you and do all the hard work for you, this will cost you something. Of course, the further your new place is from the old and the more stuff you have, the more this is going to cost, and if you’re moving to a different country, it could be very expensive indeed. Here’s a great article worth checking out, that goes into debt of the costs you can expect to occur when moving, depending on your situation.

If you’re looking to save money, you might think that the cost of a truck is a much better option than an experienced moving company, but in many cases, this is a false economy. The initial cost might be less, but when you factor in the time it will take you to do the job by yourself compared to the cost of hiring a recommended moving company who can do it all so much quicker, you may prefer this option. 

The Yard 

So you’ve moved into your new home and you’re happy with the layout and the feel of the place. Then you look out of the window and realize that your backyard (and possibly the front one too) needs a lot of work. Maybe this was not required when you first came to view the property, or maybe you just didn’t know what was needed. But whatever the situation, if the previous owners left their – your – yard in a bad state, that means you may have to pay out to get it fixed and one of those common “moving costs” that are easy to miss. 

This won’t be a cost you will have considered for the most part unless you knew in advance that the yard needed some work to be done, and even then, you probably won’t have taken the time to get estimates and prices for a landscaper or contractor to help you out. 

The Journey To Work 

How much does it cost you to get to work right now? If you work from home or you’re moving closer to your place of work, then you’re either not going to be spending any more than you are now, or you might even be saving money.

However, what if you’re moving further away? Even if it’s only a mile or so further out, that means an extra few miles a week in your car, resulting in having to fill the tank with gas more often. There will also be more wear on your tires and the engine, so you might have to pay out for repairs more often too. If you take public transport, what are the costs from your new place? Are you on a different train line or bus route? What impact is this going to have on your monthly outgoings? 

Although you are sure to have considered how long the journey to work will take in your new house, especially when compared to your old one, did you do the math and make sure you could afford the additional charges? This is another one of those easily overlooked “moving costs”.

Conclusion 

It’s crucial to have a budget in place when you’re moving; if you don’t, you won’t know what properties are in your price range and which you should ignore. However, it’s just as essential to ensure that you have taken these additional moving costs (and others) into account. When they are added together, they can be very expensive, and having to pull out of a house sale or, worse, move and then discover you can’t afford to live there, is very upsetting for all involved. 

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Posted By The Fashionable Housewife
on May 25, 2021 at 11:58 PM
Filed Under: Travel
Tagged With: moving, moving boxes, moving company, moving day, moving guide, moving tips, travel, Travel Advice, traveling

About The Fashionable Housewife

Sarah-Jean Ballard is the Editor in Chief of The Fashionable Housewife blog and Founder of Fashionable Media. Married to a sexy Molecular Biologist, housewife, mom to 5, homeschooler, Certified Personal Nutritionist and entrepreneur who's mission is to help moms just like you look and feel GREAT! Other interests include dancing, yoga, positive intactivism, natural birth and breastfeeding support, babywearing, paleo & gluten-free cooking, and promoting an overall healthy lifestyle to all.

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Sarah-Jean Ballard

Hi! I’m Sarah-Jean. I’m a Christian, the wife of a handsome Molecular Biologist, and the homeschooling mother of 5 beautiful kids!

I enjoy homesteading, reading, writing, cooking, baking, crafting, home decorating, Xtend Barre, and of course, fashion!

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You do not find a happy life. You make it. 

That’s the biggest lesson that grief has taught me. If I just wait around to be happy again, I’ll die sad. 

You don’t get through grief and come out the other side. That’s not how it works. You learn how to grow around it like a tree grows around a rock that’s in the way. You don’t wait for the rock to move. Cause it’s not gonna. 

Choose happy. And then make it happen. 

#choosehappy #joyinthejourney #griefjourney #healingfromtrauma
8 billion smiles in the world, but his is my favor 8 billion smiles in the world, but his is my favorite. 

Happy Valentine’s Day, @daeinexplains 🥰

The last 20 years with you have been my favorite years on this earth. ❤️ 

If I did anything right in my life, it was when I decided to give my heart to you.  You are my best friend, my soul mate, my better half, my rock, my everything. 

I love you.

#couplegoals #marriedlife #motherhoodthroughinstagram #weddingday #marriagegoals #yourestilltheone
Kids love helping if you just let them!💁🏼‍ Kids love helping if you just let them!💁🏼‍♀️

This little guy always asks to help when he sees me cleaning the house, washing the floors, doing laundry, or emptying the dishwasher. That’s what I love about Montessori parenting - it allows kids to do  big jobs and in turn makes them eager to help! 

He was over the moon when we gave him the @lovevery floor mop that actually works! He uses it daily now. The mopping pad is machine washable and you can refill the fluid container on it. I usually just do water and a drop of essential oils because he loves it when everything smells clean! 😜 

Definitely recommend! If you want to grab this mop for your little helper, it’s in the Storyteller Play Kit from Lovevery for 3 year olds. 

LlNK is in my bio to get FREE shipping! 💃🏼

#lovevery #loveverytoddler #loveverypartner #montessoriathome #montessoriplayroom #montessoritoddler
Stop trying to fit your square self in a round hol Stop trying to fit your square self in a round hole. 

Sometimes we outgrown relationships. Sometimes we realize someone else isn’t a good influence on our lives. Sometimes we realize we aren’t a good influence for someone else. Sometimes we need to let things go that aren’t good for us in order to grow. And that’s ok. 

Stop trying to sit at a table you are no longer welcome at. Just be yourself, focus on God, love your family and friends, and the right people will gravitate to you. ✌🏻 

#raisingsaints #momlife #motherhoodunplugged #selflovejourney #growingpains #selfcaresunday
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The “Steffi” in green are the perfect boots for ushering in spring weather with their delicious vintage leather and worn-in look right out of the box. I love the chunky lug soles and inside zippers to get them on and off easily. 

These are the boots you’ll want to wear again and again. And again. 

Use my coupon code BALLARD20 to get 20% off your order! Find them on www.enjoiya.com

#leatherbooties #enjoiya #italianshoes #realmomstyle #momstyle #momstyletips
All the poop shoveling doesn’t seem so bad with All the poop shoveling doesn’t seem so bad with the prices of eggs right now! 🤪 🐔 🥚 

Guess it’s ok to be a crazy chicken lady and have a homestead now! 🤣

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Today was my due date for Dylan. Considering he w Today was my due date for Dylan.

Considering he was my 6th child, it's possible he would have been here by now. It’s been extra hard for me this week. 

Despite my best efforts to be strong and stay positive, I am completely brokenhearted. I’m just being honest. I could pretend I’m fine, but that doesn't do me or anyone else any good to be dishonest about the pain of miscarriage or the grief that comes with losing a child. 

My heart is completely shattered from having an empty womb and an empty nursery. An empty bassinet in the corner and unused tiny newborn outfits, all washed, folded, and ready… for nothing. 

It makes me physically sick to my stomach when I think about it all and I can't even fathom how I got here. How did I get here? 

This isn't how it's supposed to be! I should be holding a newborn right now! It’s so unfair. 

In an instant, my baby was gone and there was nothing I could do to change that. 

It doesn't matter how much time passes or what else happens in life, I will always miss him. My heart with always long for my baby. 

Those who haven't experienced loss tell you that "Don’t worry! Things will get better, just focus on the positive!" but people who actually know this grief and what it actually feels like to lose a baby, won’t tell you that. They know this hard road. They understand that unfortunately you don't just “get over it.” 

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You don’t get over it. You don’t forget. You simply learn to live with it. And I’m learning to live with it every day. 

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You do not find a happy life. You make it. 

That’s the biggest lesson that grief has taught me. If I just wait around to be happy again, I’ll die sad. 

You don’t get through grief and come out the other side. That’s not how it works. You learn how to grow around it like a tree grows around a rock that’s in the way. You don’t wait for the rock to move. Cause it’s not gonna. 

Choose happy. And then make it happen. 

#choosehappy #joyinthejourney #griefjourney #healingfromtrauma
8 billion smiles in the world, but his is my favor 8 billion smiles in the world, but his is my favorite. 

Happy Valentine’s Day, @daeinexplains 🥰

The last 20 years with you have been my favorite years on this earth. ❤️ 

If I did anything right in my life, it was when I decided to give my heart to you.  You are my best friend, my soul mate, my better half, my rock, my everything. 

I love you.

#couplegoals #marriedlife #motherhoodthroughinstagram #weddingday #marriagegoals #yourestilltheone
Kids love helping if you just let them!💁🏼‍ Kids love helping if you just let them!💁🏼‍♀️

This little guy always asks to help when he sees me cleaning the house, washing the floors, doing laundry, or emptying the dishwasher. That’s what I love about Montessori parenting - it allows kids to do  big jobs and in turn makes them eager to help! 

He was over the moon when we gave him the @lovevery floor mop that actually works! He uses it daily now. The mopping pad is machine washable and you can refill the fluid container on it. I usually just do water and a drop of essential oils because he loves it when everything smells clean! 😜 

Definitely recommend! If you want to grab this mop for your little helper, it’s in the Storyteller Play Kit from Lovevery for 3 year olds. 

LlNK is in my bio to get FREE shipping! 💃🏼

#lovevery #loveverytoddler #loveverypartner #montessoriathome #montessoriplayroom #montessoritoddler
Stop trying to fit your square self in a round hol Stop trying to fit your square self in a round hole. 

Sometimes we outgrown relationships. Sometimes we realize someone else isn’t a good influence on our lives. Sometimes we realize we aren’t a good influence for someone else. Sometimes we need to let things go that aren’t good for us in order to grow. And that’s ok. 

Stop trying to sit at a table you are no longer welcome at. Just be yourself, focus on God, love your family and friends, and the right people will gravitate to you. ✌🏻 

#raisingsaints #momlife #motherhoodunplugged #selflovejourney #growingpains #selfcaresunday
When your toaster breaks from a power surge you ta When your toaster breaks from a power surge you take that as a sign that it’s time to upgrade! 🤪

It wasn’t hard to pick a new 4 slice toaster. As soon as I saw this one from @haden_usa I added it to my cart. I bought it from @lordandtaylor because it had the fastest shipping and I didn’t want to wait! 

No fancy electronics, screens, or extra features we don’t need. Just simple, straight forward functions and perfect results everytime. Plus it matches all my @cafeappliances too! 😂👍🏻

What do you think of this 4 slice toaster?! 

#toasters #kitchenappliances #kitchendesign #kitchendecor #whitekitchen #farmhousekitchen #farmhousestyle #whiteappliances
I’m obsessed with these leather booties from @en I’m obsessed with these leather booties from @enjoiya! 💃🏼 

The “Steffi” in green are the perfect boots for ushering in spring weather with their delicious vintage leather and worn-in look right out of the box. I love the chunky lug soles and inside zippers to get them on and off easily. 

These are the boots you’ll want to wear again and again. And again. 

Use my coupon code BALLARD20 to get 20% off your order! Find them on www.enjoiya.com

#leatherbooties #enjoiya #italianshoes #realmomstyle #momstyle #momstyletips
All the poop shoveling doesn’t seem so bad with All the poop shoveling doesn’t seem so bad with the prices of eggs right now! 🤪 🐔 🥚 

Guess it’s ok to be a crazy chicken lady and have a homestead now! 🤣

#momlife #crazychickenlady #homesteadlife
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