Imagine you and your husband are having a fun evening watching Law and Order. The next day is just a normal one, as your husband works as a painter, usually helping paint the newest and fanciest apartment complexes in the area.
One afternoon, he is painting on the side of the complex that is more than three stories high and he requires a harness at all times.
All of a sudden, your husband thinks something is wrong. He feels that his harness is not secure, and on top of that, he is on a building that is more than three stories tall, meaning that if he fell, he could potentially die.
At one point, his harness is no longer secure, and it is now disattached from the side of the building. Your husband then falls down three stories and falls on his legs. He is now in the worst pain that he has ever been in, and he has to be transported to the ER.
Your husband’s injuries could be life-changing, and now you are wondering how you can possibly afford paying for these medical bills that are never going to end.
Unfortunately, these stories are far too common in America.
According to the Bureau of Labor Statistics, there were 2.2 million related work injury cases in the United States, ranging from minor to catastrophic injuries.
What you may not think about is the impact of this event on your marriage. It might impact your finances and emotional states, and you might not be sure how you can possibly move forward.
But, it’s possible. How exactly is it possible to move forward from an event such as this? Let’s find out.
Have Open And Honest Conversations With Each Other
The first step in moving forward if your husband sustains a life-changing injury is to be open and honest with him. As children, we are taught that honesty is the best policy, and that couldn’t be more true when it comes to your marriage.
Don’t be afraid to be open with your husband. Be real with him. If necessary, be sure to emphasize that his work injury has taken a significant toll on your marriage.
If necessary, it might be worth the cost to invest into marriage counseling.
Seek Legal Guidance If Necessary
Despite all of these new bills you have to pay, you might be thinking about how you can possibly afford all of them.
Fortunately, hiring a Philadelphia work injury attorney can help. You might also be thinking about how you can possibly afford a lawyer.
Well, hiring a work injury lawyer actually comes at no cost to you. These attorneys work on a contingency fee basis, meaning that if they can’t win your case, you don’t have to pay. In addition, these attorneys know how to fight against the insurance companies and guide through the red tape so you don’t have to.
Make A Financial Plan and Budget Adjustments
Budgeting is hard.
Considering the extremely high cost of living in the United States, and the prices of houses that have been rising rapidly in recent years, you need to budget to stay financially stable.
But taking steps to be financially sound is actually easier than you may think, and it can result from making simple changes.
The easiest change to make is to stop eating out for fast food. Surprisingly enough, the daily trips to Starbucks and the weekly trips to Chick-Fil-A can make more of a dent on your wallet than you may think.
Instead, make efforts to brew your own coffee at home, and opt for cheaper home-cooked meals to reduce the strain on your wallet. Having these changes at the top of mind can help you reduce your weekly spend, making for better long-term changes.
Stay Strong In Your Marriage Together
When your husband goes through a catastrophic injury, it can change your life.
Your well-being, finances, and marriages are all at stake. However, by having open and honest conversations with your husband, seeking legal guidance, and making a financial plan, you can set yourself up for success.
Just remember, that it is always worth it to work for your marriage and for your future. Although it will be hard and there will be difficult times ahead, just remember that there is a light at the end of the tunnel.