It is imperative that you examine the home warranty options you have prior to choosing a certain company or plan to go with. There are lots of these options to choose from, so you will therefore need to make a point of taking a close look at them. The fact is that not all of these companies are the same when it comes to the items they cover and the prices they charge. The best way to get a great deal on this type of warranty is to read some home warranty reviews.
Select Home Warranty
Select Home Warranty offers three different coverage plans that you will have to choose from. The Bronze Care plan covers washer/dryer, stove/oven, cook top, built-in microwave, and dishwasher. The Gold Care plan covers the heating system, water heater, plumbing system, ductwork, A/C, and electrical.
The Platinum Care plan covers everything from the previous two packages as well as the ceiling fan, plumbing stoppages, and garage door opener. You can get a quote for the plan you want by going right through the company’s official website. Making a claim with this company is a very simple and straightforward process that you shouldn’t have any issues with.
The customer service response time for this company could definitely be better, but there are numerous plans that are very reasonably priced. When you are looking for a home warranty, this is certainly an option that you should at least think about.
Filing a claim through Select Home Warranty isn’t quite as easy as it is with American Home Shield. AHS definitely has a higher rating among their customers than SHW. These two companies both offer a decent selection of plans, but American Home Shield offers the ability to customize your own plan, which you don’t get with Select Home Warranty.
Minnesota Energy
Minnesota Energy services the people of Minnesota only, and it has an A+ rating from the Better Business Bureau. This is certainly one of the more reputable businesses when it comes to home warranties. There are a lot of different items that you can get coverage for in your home through the plans this company offers.
The Bronze Plan is for repairs only, and it covers central home heating system, clothes dryer, range, and water heater. The Heating Only plan is also for repairs, and it just covers the central heating system and furnace inspection. The Silver Plan covers everything from the Bronze Plan as well as the refrigerator.
There are some exclusion that you will need to read about in the contract before signing for a plan with Minnesota Energy. You will find that there are a lot of positive reviews of this company’s customer service, so filing claims and calling in to get issues resolved is usually easy. There is an online form you can fill out as well as a number to call if you need help with your plan or have any questions at all.
Overall, Minnesota Energy is definitely one of the better choices you can make when it comes to getting a home warranty. There are tons of positive home warranty reviews for this business, so you can trust that they will meet your needs.
American Home Shield and Minnesota Energy share some things in common, including good customer service and fair pricing for home warranty plans. American Home Shield, however, offers coverage for more items than Minnesota Energy does. If you are looking for a home warranty, it is imperative to keep this in mind.
American Home Guardian
American Home Guardian serves five different states in the U.S., including Arizona, Nevada, Utah, Idaho, and Texas. It has a B rating with the BBB, which isn’t great but is still fairly high. There are lots of different plans that you can take advantage of to get your appliances and home systems covered.
The Value Plan that American Home Guardian offers include a lot of things, such as A/C system, heating system, garbage disposal, dishwasher, oven/stove, electrical system, and much more. There is also the Premier Plan, which included everything from evaporative coolers to sump pumps and crane service. This is a very comprehensive program that can provide you with just about any home repair service you could possibly need.
Some of the optional add-on items that this company offers include roof leak repair, water well mechanical system, septic plumbing and pumps, water softener, wine cooler, and warming drawer. If you own any of these items, you should at least think about taking advantage of these add-ons.
The plans that this company offers range in price from $395 to $595 per year with a deductible of $65, which is fairly standard in this market. The premiums are pretty far above average, but they can be worth it because of all the different items that are covered.
American Home Guardian is worth looking into for a warranty, but American Home Shield is superior in terms of its coverage options and customer service. While it’s true that American Home Guardian does offer plans that include most basic appliances and systems, you still have more options with AHS.
Blue Ribbon Home Warranty
You will find that Blue Ribbon Home Warranty offers coverage for many items in the average home, and they are widely respected by people in the state of Colorado. There are many plans from this company that range from $199 to $399 per year with a low deductible of just $55.
This company only serves the residents of Colorado, and they have three different plans. The Silver Plan covers heating systems, ductwork, plumbing system, water heater, garage door opener, refrigerator, and much more.
The Gold Plan covers everything from the Silver Plan plus washer, dryer, and central A/C or cooler. There is also the Platinum Plan, which covers everything from the Gold Plan as well as additional exclusions, maintenance plan and 2nd garage door opener.
American Home Shield’s plans are more comprehensive than what you get with Blue Ribbon Home Warranty, which is something that matters quite a bit. There is also the fact that Blue Ribbon only serves those who live in Colorado, whereas American Home Shield offers its services to the whole of the U.S.
Benefits of Getting a Home Warranty
You will quickly realize that there are a lot of different benefits associated with getting a home warranty, including massive savings over the years. Many people end up saving quite a lot of money on major home appliance/system repairs. Lots of things in a home can break down at any given time, and these plans can ensure that you are covered. A home warranty can give you peace of mind while allowing you to save money in the long term.
Final Thoughts
When you are trying to find the perfect home warranty plan, you will definitely need to make a point of researching your options. Not every company will be able to satisfy your specific needs, which is why it’s so crucial that you take the time to do this research. You will definitely be glad that you took the time to read these home warranty reviews because of how useful they can be. The more time you devote to this research, the better your chances will be of getting what you need. The fact is that American Home Shield is still the preferred warranty company in the U.S., though there are numerous other brands.
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