Each year, auto accidents cost people in the United States $230.6 billion. This equates to roughly $820 per person. In the blink of an eye, even the most cautious drivers can become involved in a wreck. As a result, drivers can become injured, endure financial hardship, and spend countless hours trying to resolve claims. Whether you are involved in a simple rear-ending, or a severe crash, taking steps to care for your family in the aftermath is an absolute must. Learn more about some of the best ways to protect your family following an auto accident.
Focus on their safety and care above everything else
If you and your family end up in an auto accident, there is one thing that you should do above everything else. Immediately following the incident, and in the days after, focus on their safety and health. If possible, pull off of the road after the accident to a safe spot. This will prevent any further injury, and will allow you to get the help you need as quickly as possible. Next, check with each passenger to assess what kind of medical attention (if any) is needed. It is also crucial to assess your own health and wellness so that you also request the appropriate care. When you call for emergency services, provide a clear and concise description of what kind of help is needed. Once everyone has been cared for, follow all instructions provided by emergency services and/or doctors in the days and weeks that follow.
Gather as much information about the accident as you can
Once you’ve called for emergency assistance, begin to gather as much information about the auto accident as you can. Experts from FVF Law say that you should never admit fault for the auto accident, as this can result in the denial of your insurance claim. You should also avoid discussion of the incident with all involved parties. Instead, you should wait to answer questions that are asked by the police, your lawyer (if applicable), and by your insurance company. This will prevent you and your family from experiencing unnecessary hardship as a result of the auto accident. Before leaving the scene, gather data such as the names of those involved, the time of the accident, drivers license numbers, plate numbers, insurance information, and take pictures of the damage.
Seek out the advice of your insurance company and legal experts
If your family has been left with significant bills related to the auto accident, and the incident was not your fault, seek out the advice of your insurance company and legal experts to explore your options. Rather than trying to pay for the expenses out-of-pocket, there may be alternative sources of help available to you. Since the nature of every auto accident varies greatly, bring the information you’ve collected to insurance and legal experts for an assessment of what steps you can take. In some cases, legal action may be appropriate (and necessary). This is especially true if another involved party is unfairly seeking damages from you. There are many factors which can lead to a delayed life insurance claim and your best bet is to hire subject matter experts to make sure your claim is not denied.
After an auto accident, protecting your family’s health, safety, and finances requires effort. However, when you know what to do in advance, you’ll be better prepared in the event that you are involved in a crash. Save the tips listed above so that you’ll be as ready as possible to keep your family safe following an auto accident.