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Building your own start-up business from scratch is a significant hardship and requires a lot of dedication, business IQ, and innovative ideas and last but not the least, money. It is not possible for the majority of the people to have the entire capital for any business in their savings or all by themselves and…
Bad money management sounds nasty, so you will probably want to avoid it. However, a lot of people don’t manage their money well. Having a good money management plan in place can often be the difference between living to your means and having spare cash at the end of the month. If you have several…
It’s not ideal to have any type of debt, but high-interest credit card debt can derail financial situations that much faster. Credit card interest rates for excellent credit only dip to around 14 percent, with fair credit scores and department store credit cards carrying interest rates ranging from 22–25 percent! Combine bad decisions and insufficient…
Raising kids is a difficult proposition and doing it all alone on your own could make things incredibly difficult. Single mothers require balancing child-bearing and jobs, often without any assistance from any close relatives or friends to ease their burden. And then crops up the issue of money. Single mothers may often owe money but…
The financial objectives and aspirations of a single mother are in no way different from a conventional family structure. However, a smaller income would automatically imply that every dollar is important and needs to be used wisely. For a single mom, effective debt management and issues relating to long-term savings could seem to be extremely…
When you find yourself in thousands of dollars’ worth of debt, the most common questions that comes up is simple: how can I reduce my debt? But the challenge can seem rather insurmountable. You may have come across ads on the TV that promise quick fixes to credit card debt, or debt reduction plans that…
Life at home is full, busy and often beautifully chaotic. Between school runs, meal planning and managing everyday expenses, long-term protection can quietly slip down the priority list. Many families focus on budgeting and savings, and some even start researching options like a life insurance comparison when thinking ahead. But real household protection isn’t about…
Marla Eskin is a Delaware-based attorney with more than two decades of experience handling complex business disputes and insolvency-related matters. Since joining the Wilmington law firm of Campbell & Levine in 2002, she has built a practice focused on commercial bankruptcy, commercial litigation, and related restructuring issues. Her work includes representing parties in contested bankruptcy proceedings,…
Budgeting is often seen as restrictive, like a financial diet, but in reality it can be one of the most empowering tools you have. Instead of focusing on what you can’t spend, a budget highlights what you can achieve by aligning your money with your goals and values. It shifts the narrative from limitation to…
When it comes to money, making good decisions isn’t always straightforward. Whether you’re managing your personal budget, running a business, or working in finance, problem-solving is a skill that underpins every sound financial choice. It’s more than just crunching numbers—it’s about navigating complex situations, weighing options, managing risks, and spotting opportunities before they slip away….
Your credit score is more than just a three-digit number; it serves as a critical gauge of your financial health and borrowing power. It can influence your ability to secure loans, interest rates, and even job opportunities in some cases. Understanding how credit scores work is essential for anyone looking to improve their financial position…
In the picturesque landscapes of Pennsylvania, where each town emerges with its own history and character, purchasing real estate can be both an exciting and overwhelming process. Amidst the clinking of coffee cups in a small café in Pittsburgh, two seasoned business partners discuss the prospect of expanding their portfolio through acquiring a residential property…
Life is an unpredictable journey filled with challenges and opportunities. Along the way, we encounter various situations that require us to navigate through them with finesse and intelligence. While each person’s experiences may differ, certain tips, tricks, and skills prove useful to know in life, regardless of the path one chooses. With that in mind,…
Perhaps you or your spouse has lost a job. Maybe your hours have been cut or your bills have soared, and you simply can’t pay them all. You may be on the verge of panic, but there are steps you can take. Read on to find out what to do when you can’t make ends…
Are you always in a situation where you run out of money? Or you’re constantly left with the hard decision of choosing to either pay your creditors or decide which debt to pay. Anytime you file for a bankruptcy discharge, you’re actually asking the bankruptcy court to cancel out most of your unsecured debt (although…
Roofing projects are highly demanding and costly, making it critical to partner with a professional roofer you can rely on to deliver perfection. Consequently, knowing how to pick a good roofing contractor is the bedrock to ensuring your investment is worthwhile. Here are seven tips for selecting a roofing contractor. When looking to find roof…