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5 Easy Tricks To Get Out Of Debt

Modified on January 7, 2020 at 8:29 PM

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When you find yourself in thousands of dollars’ worth of debt, the most common questions that comes up is simple: how can I reduce my debt? But the challenge can seem rather insurmountable.

You may have come across ads on the TV that promise quick fixes to credit card debt, or debt reduction plans that can help you to pay off your debt in the β€˜fastest’ and the β€˜best’ ways. However, all you need is a little planning and dedication to reduce your debt on your own. In fact, the best ways to reduce debt are free and quite effective. All you need to know is where to start. There’s no need to spend money on counselors and consolidation agencies to do things you can literally do for yourself.

The following are the tricks of the trade, and one of the fastest ways to get out of debt on your own through a five-step plan.

1. Evaluate your Debts

According to data from the Federal Reserve, Americans have a total outstanding credit card debt of $945.9 billion, also known as revolving debt. Based on this most recent population numbers in the U.S., this means that an average American is in almost $4,000 worth of credit card debt. Before you start reducing your debt, it’s important to know exactly where you stand, since the type and the amount of debt you have will influence the options available to you.

Be sure to collect all your relevant financial information and documents, and print a copy of your free annual credit reports. Use the free tool on credit.com to check for your current credit scores to establish where you stand.  This is a really important step on your path towards debt recovery, but one that most people are really scared to take. Write down your balance, monthly amount due, and the interest rates for each of your debts on a piece of paper.

Ensure that you include all of your personal loans, auto loans, credit cards, payday loans, and other debts. Ensure that you include all of your personal loans, auto loans, credit cards, payday loans which you can get fromΒ https://qvcredit.sg/payday-loans-singapore/, and other debts. Don’t forget to make not of any annual fees charged on your credit cards. But you don’t need to include your student loans or mortgage at this time. These are relatively long-term loans with low APRs, and it’s best to first focus on eliminating other debts first.

2. Check your Monthly Budget

Once you have all the information regarding your debts, take a look at your monthly budget. On a piece of paper, write down your after-tax monthly income and subtract your mortgage/rent payment from this amount, as well as any other expenses like insurance, childcare, utilities, student loan repayments, groceries, etc.

Ensure that all of your expenses are subtracted, and calculate the amount you have left to pay off your debts. If the amount is too small, you must look for ways to reduce your monthly spending. Consider carpooling, or canceling your cable subscription as a way to cut back until you get your finances in order. The more you contribute to paying off your debts every month, the sooner you will be debt free. If you need extra help then try moneyexpert.com for debt management

3. Make a Plan

Since you’re now more attuned to your financial situation, come up with a comprehensive plan on how you’ll reduce your debts. In this step, the information you collected in step one and two will come in handy. Subtract the minimum debt payments as well as your monthly expenses from your total after-tax monthly income. The remainder should then be used to pay off the debt that has the highest balance and the highest interest rates.

Go through this cycle every month until you’ve paid off the debt in full and then go on to the next highest balance/rate account. Although this might seem a bit odd, it’s the fastest way to lower your debts and to limit the amount in interest that you will owe. Ensure that you don’t add any new charges to your credit card during this time. In fact, it may be worth your while to do a little research on the best balance transfer cards to maximize your efforts.  Moreover, try to raise the amounts you pay towards the most expensive debt every month and track your progress.

4. Start Negotiations

Once you start following your repayment plan as created in step 3, contact your lenders and creditors to find out if there are ways you can improve the terms on these debts. You can actually lower the interest rates or get a reduced settlement on some of your debts by negotiating with the customer care department. Don’t worry, it’s quite easy to negotiate for favorable terms with debts that are in the collections or ones that are charged off already.

Consider transferring some of your credit card debts to a new account with lower interest rates. If for example, you move the balance to a credit card with a 0% introductory rate for about 6 to 12 months, you can save a lot of money on interest. Just make sure that you keep each of the credit card balances below the 30% credit limit so that you don’t damage your credit score. Also look into whether consolidating your debts into a home equity loan or personal loan can help.

5. Follow Your Debt Reduction Plan

Try your best to keep up with the repayment goals of each month. Don’t sweat it if the amount you pay towards your most expensive loan varies. But try to be as consistent as possible to put the largest possible amount toward clearing off the debt. To stay on track, it’s a good idea to set up an automated payment system and having a chart to monitor your progress. Whenever you reach a major milestone, it won’t hurt to celebrate your success. You will be debt-free before you know it!

Related posts:

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Posted By Guest Blogger
on February 10, 2018 at 12:40 PM
Filed Under: Finances
Tagged With: bankrupt, Budget, credit card, debt, how to save money, loans, save money

Disclaimer

The Fashionable Housewife is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for blogs and websites to earn advertising fees by advertising and linking to Amazon.com. We alsoΒ participateΒ in various other affiliate programs, and we sometimes get a commission on purchases made through our links. There is no extra cost to you! For more info, please see our Disclosure & Privacy Policy.

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Sarah-Jean Ballard

Hi! I’m Sarah-Jean. I’m a Christian, the wife of a handsome Molecular Biologist, and the homeschooling mother of 5 beautiful kids!

I enjoy homesteading, reading, writing, cooking, baking, crafting, home decorating, Xtend Barre, and of course,Β fashion!

This blog is a place for me to share how we live and what I love most. I’m on a mission to help busy moms like you, be fashionable too!Β Read More…

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π’―π’½β„―β„±π’Άπ“ˆπ’½π’Ύβ„΄π“ƒπ’Άπ’·π“β„―β„‹β„΄π“Šπ“ˆβ„―π“Œπ’Ύπ’»β„―
Christian, Wife, Mama x 5. livin' in NH
Fashion, Food, Health, & Home
βœ‰οΈ Email me, let’s work together!

π•Šπ•’π•£π•’π•™ | Fashionable Homemaker & Mom of 5
Don’t you just love it when the kitchen is clean Don’t you just love it when the kitchen is clean?

It only lasts about 2 hours in this house so I gotta snap a pic before it gets messed up again! πŸ€ͺ🀣

If you haven’t upgraded your kitchen (and your life) with @caraway_home cookware then you’re missing out on the best non stick non toxic cookware on the market. 

Get rid of your Teflon πŸ™…πŸΌβ€β™€οΈ

Ditch the chemicals 🀒

Throw out the ugly 😡

Don’t wait any longer to elevate your cooking with the most talked about, most loved cookware the world has ever seen. 

This cookware set has sold out 10+ times (the limited-edition color for Crate & Barrel
sold out in under 5 hours!) and the bakeware has barely been in stock since its launch! (So glad I got mine December!)

Head to my stories for the link to grab a discount on these sensational pans! πŸ’ƒπŸΌ 

#caraway #carawayhome #carawayambassador #carawaycookware #nontoxicliving #nontoxichome #homemakerlife #homecooking #cleaneating #mybhghome #mybhgstyle #farmhousekitchen #farmhousestyledecor #farmhousestyle #farmlifestyle #homesteadlife #momlife #motherhoodunplugged #neutralhome #kitchendesign #kitchensofinstagram #kitchenideas #kitchengoals
🚨STOP what you’re doing and read this! πŸ‘‡πŸ»

You know how they say β€œEarth Day Is Every Day”? Well, that’s because you shouldn’t only think about swapping out your toxic cleaning supplies and pledging to use reusable bags only on Earth Day. That’s just one day a year and if we really want to be more eco-conscious, we need to make small changes every day towards caring for ourselves and the earth.

One small step you can take is investing in eco-friendly fashion. But where do you start?

A @jeltbelt! Not only are Jelt Belts designed sustainably, with comfortable, premium elastic that is made from recycled plastic bottles, they are also flat and don’t show under clothes! Best of all, they are completely metal-free and hypoallergenic. 

Finally a belt that fits great and doesn't pinch, dig, or slide up! I love it! Definitely a wardrobe staple.

Read more about this belt in today's post on the blog! Link in bio.

Get a 15% discount on your order with code SARAH15 - link in my stories! πŸ₯³

Share this post to help spread the news! πŸ₯³

#jelting #ecofriendlyfashion #springisintheair #springtime #springfashion #ecofashion #sustainability #sustainablefashion #recycledmaterials #belts #sustainablebelt #sustainablebrand #fashioninspo #madeintheusa #recycledfashion #nhblogger #nhbloggerstyle #styleoftheday #fashiongram #whatiwear #ootd #ootdshare #ootdstyle #ootdfashion
I recently added the @DeltaChildren PerfectSize 3- I recently added the @DeltaChildren PerfectSize 3-in-1 Convertible Sink to my downstairs bathroom to make unassisted handwashing more accessible for my two youngest kids (ages 2 and almost 5). 

Our downstairs half bath is TINY but because of the compact size of the convertible sink, we managed to slide the sink in right next to our @NubyUSA potty. And yes, the bathroom door still closes! 

We have a faucet extender and step stool at the regular sink, but this has made handwashing a novelty for the boys since it's right at their level and right next to their potty. It's the perfect height for both my 2-year-old son AND my autistic son who is almost 5 years old (pictured). ♾️

It holds enough water in the upper tank for both children to wash and rinse their hands once each and the holding tank in the back for the gray water is easy to empty into the sink or toilet when they are done. If they just want to play with the water and their hands aren't actually dirty, I just pour the "gray water" back into the upper holding tank and let them play with it again to conserve water. (An important lesson and learning opportunity for Earth Week) πŸ’¦

In addition to being a great addition to a Montessori bathroom setup, you can also convert the Delta Children sink into a step stool and then use the upper part as a bath toy because it's shaped conveniently to sit on the side of the tub. 

Will link to the sink and potty in my stories! 🚽🚰

Do you have a Montessori setup at home for your child? Tell me in the comments! πŸ‘‡

#practicallife #selfcarestation #montessoriathome #montessoripracticallife #montessorimom #montessoritoddler #preschoolathome #deltachildren #pottytraining #pottylearning #childdevelopment #montessorispaces #earlychildhoodeducation #earlylearning #learningthroughplay #homeschoolpreschool #childledlearning #nubyusa #earlyyears #smallspaceliving #montessoriinspired #toddleractivity #practicallifeskills #montessoriactivity #playandlearntoday #tinyliving #momblogger
π”Έπ•π•π•–π•π•¦π•šπ•’! ℍ𝕖 π•šπ•€ π”Έπ•π•π•–π•π•¦π•šπ•’! ℍ𝕖 π•šπ•€ π•£π•šπ•€π•–π•Ÿ!

It’s always quite the effort to take a family picture, but even harder when you need to use a tripod! 🀣 This is the best we could do! πŸ€·πŸΌβ€β™€οΈπŸ€ͺ

#heisrisen #alleluia #largefamily #bigfamily #5kids #momof5 #momsofinstagram #momsofig #homemaker #homeschoolfamily #blessedbeyondmeasure #blessedisshe #bigfamilylife #largefamilylife #largefamilymom #giftsfromgod
β€œUnless there is a Good Friday in your life, the β€œUnless there is a Good Friday in your life, there can be no Easter Sunday.”
- Archbishop Fulton J. Sheen

β€œHe himself bore our sins in his body on the cross, so that, free from sins, we might live for righteousness; by his wounds you have been healed.” - 1 Peter‬ ‭2:24‬ 

Let us not forget the significance of Good Friday. For on this day, Jesus was thinking about YOU! 
.
.⁣
.⁣
.⁣
.⁣
#holyweek #jesuschrist #churchathome #goodfriday #heisrisen ⁣#passionweek #lent #prayers #fasting #almsgiving #lentenseason #livingliturgically #40daysofprayer #40daysoflent #theologyofhome #christianhomemaker #domesticchurch #goodfridayvibes #homealtar #christiandecor #passionofthechrist #passionofchrist
Want this to be the best Easter ever?!!! Grab your Want this to be the best Easter ever?!!! Grab your child the @bentleytrike while it’s still 20% off and they can enjoy it all summer long!!!!! 

Use the code EASTER20 to save 20% off this week!!

🐰 Grows with your child from 6 mos to 5 Years!
🐰 Officially Licensed Bentley Product
🐰 Rated 5 out of 5 with 600+ reviews

Order it today and get it in 2-7 business days with free shipping!!! Act fast! πŸ’ƒπŸΌ 

What are you waiting for?! β˜€οΈπŸš΄πŸ»β€β™‚οΈ

#bentleytrike #easterbasket #easterbasketideas #springvibes #outdoortoys #toddlerlife #toddleractivities #toddlermom #momsofinstagram #motherhoodunplugged #motherhoodrising #outdoorliving #kidswhoexplore #adventurefamily
We are already dreaming about going back to @story We are already dreaming about going back to @storylandnh! πŸ₯³πŸ€©

Last year we took our @wonderfoldwagon and it was a total game changer with five kids! (Especially our autistic son!) It made trucking all of our children around the theme park 100 times easier. 

I’m so glad I got the four seater wagon despite some people saying it would be too big. It has room for absolutely everything we need to take with us including a cooler full of food for our family of seven. 

I can’t wait to see all of the fun adventures we will have this summer with our Wonderful Wagon. 

Use The link in our profile to purchase your Wonderfold Wagon and use discount code BALLARD to save! πŸ’° 

#storylandnh #wonderfoldwagon #wonderfoldlife #wonderfoldfamily #largefamily #bigfamily #momof5 #autismmom #autismmoms #newhampshire #momlife #motherhoodunplugged #motherhoodmoments #wagonlife
In these uncertain times we live in, it sometimes In these uncertain times we live in, it sometimes seems silly to decorate or worry about how things β€œlook” but you have to remember that changing the world starts at home. Being a homemaker is an important and often overlooked job. Home is the starting point for love, life, and dreams. So go ahead and make your home look good! 

There’s no place like home. 🏠❀️

#americanhousewife #homemaker #homemakers #momlifeunfiltered #farmhouseinspired #myhomevibe #myhousebeautiful #shareyourdecorwithme #shareyourhomestyle #farmhousestyledecor #magnoliatable #theologyofhome #christianhomedecor #christianhomemaker
🚨STOP RIGHT THERE!🚨 Did you know that your 🚨STOP RIGHT THERE!🚨

Did you know that your Teflon non stick cookware releases toxic fumes when heated to certain temperatures? Even worse, that nonstick coating actually breaks down every time you cook and can get into your food! Yuck! 🀒 

It’s time to rethink your cookware. πŸ’ƒπŸΌ

If you want 100% nontoxic, nonstick cookware that is safe for the whole family, it’s time to get @caraway_home bakeware and cookware!!!!!! πŸŽ‰

Caraway delivers 100% non-toxic, non-stick ceramic cookware that not only looks excellent in your kitchen, it won’t poison your food while you’re cooking with it! WIN WIN! πŸ™ŒπŸ»

Their entire line of Cookware and Bakeware come in a range of gorgeous on-trend colors, AND their Sets come with storage organizers at no extra cost! 🀯

I never thought I would be so excited about pots and pans but here I am living the housewife dream. πŸ˜† 

I’m telling you, these pans are so amazing they literally clean up with a paper towel for most of the meals I cook with them! 

πŸŽ‰ Go check out my stories to get 10% OFF your order! πŸŽ‰

You can buy individual pieces or get the whole cookware set in order to get their exclusive storage organizers at no extra cost. Just click the link in my stories and your discount will automatically be applied to your order - no coupon code needed! 

Hurry, this special discount expires TOMORROW! πŸ’ƒπŸΌ 

.
.
.
.
.
#caraway #carawayhome #carawaypartner #cleaneating #cookware #bakeware #neutralkitchen #neutralhome #neutraldecor #neutralhomedecor #kitchenrenovation #kitchenmusthaves #farmhousekitchen #farmhousedecor #kitchenessentials #farmhouseliving #kitchendesign #kitchendecor #homechef #homecook #carawaycookware #easycooking #cookathome #homedecor #homemaker #nhblogger #momblogger #momlife

fashionablewife

π’―π’½β„―β„±π’Άπ“ˆπ’½π’Ύβ„΄π“ƒπ’Άπ’·π“β„―β„‹β„΄π“Šπ“ˆβ„―π“Œπ’Ύπ’»β„―
Christian, Wife, Mama x 5. livin' in NH
Fashion, Food, Health, & Home
βœ‰οΈ Email me, let’s work together!

π•Šπ•’π•£π•’π•™ | Fashionable Homemaker & Mom of 5
Don’t you just love it when the kitchen is clean Don’t you just love it when the kitchen is clean?

It only lasts about 2 hours in this house so I gotta snap a pic before it gets messed up again! πŸ€ͺ🀣

If you haven’t upgraded your kitchen (and your life) with @caraway_home cookware then you’re missing out on the best non stick non toxic cookware on the market. 

Get rid of your Teflon πŸ™…πŸΌβ€β™€οΈ

Ditch the chemicals 🀒

Throw out the ugly 😡

Don’t wait any longer to elevate your cooking with the most talked about, most loved cookware the world has ever seen. 

This cookware set has sold out 10+ times (the limited-edition color for Crate & Barrel
sold out in under 5 hours!) and the bakeware has barely been in stock since its launch! (So glad I got mine December!)

Head to my stories for the link to grab a discount on these sensational pans! πŸ’ƒπŸΌ 

#caraway #carawayhome #carawayambassador #carawaycookware #nontoxicliving #nontoxichome #homemakerlife #homecooking #cleaneating #mybhghome #mybhgstyle #farmhousekitchen #farmhousestyledecor #farmhousestyle #farmlifestyle #homesteadlife #momlife #motherhoodunplugged #neutralhome #kitchendesign #kitchensofinstagram #kitchenideas #kitchengoals
🚨STOP what you’re doing and read this! πŸ‘‡πŸ»

You know how they say β€œEarth Day Is Every Day”? Well, that’s because you shouldn’t only think about swapping out your toxic cleaning supplies and pledging to use reusable bags only on Earth Day. That’s just one day a year and if we really want to be more eco-conscious, we need to make small changes every day towards caring for ourselves and the earth.

One small step you can take is investing in eco-friendly fashion. But where do you start?

A @jeltbelt! Not only are Jelt Belts designed sustainably, with comfortable, premium elastic that is made from recycled plastic bottles, they are also flat and don’t show under clothes! Best of all, they are completely metal-free and hypoallergenic. 

Finally a belt that fits great and doesn't pinch, dig, or slide up! I love it! Definitely a wardrobe staple.

Read more about this belt in today's post on the blog! Link in bio.

Get a 15% discount on your order with code SARAH15 - link in my stories! πŸ₯³

Share this post to help spread the news! πŸ₯³

#jelting #ecofriendlyfashion #springisintheair #springtime #springfashion #ecofashion #sustainability #sustainablefashion #recycledmaterials #belts #sustainablebelt #sustainablebrand #fashioninspo #madeintheusa #recycledfashion #nhblogger #nhbloggerstyle #styleoftheday #fashiongram #whatiwear #ootd #ootdshare #ootdstyle #ootdfashion
I recently added the @DeltaChildren PerfectSize 3- I recently added the @DeltaChildren PerfectSize 3-in-1 Convertible Sink to my downstairs bathroom to make unassisted handwashing more accessible for my two youngest kids (ages 2 and almost 5). 

Our downstairs half bath is TINY but because of the compact size of the convertible sink, we managed to slide the sink in right next to our @NubyUSA potty. And yes, the bathroom door still closes! 

We have a faucet extender and step stool at the regular sink, but this has made handwashing a novelty for the boys since it's right at their level and right next to their potty. It's the perfect height for both my 2-year-old son AND my autistic son who is almost 5 years old (pictured). ♾️

It holds enough water in the upper tank for both children to wash and rinse their hands once each and the holding tank in the back for the gray water is easy to empty into the sink or toilet when they are done. If they just want to play with the water and their hands aren't actually dirty, I just pour the "gray water" back into the upper holding tank and let them play with it again to conserve water. (An important lesson and learning opportunity for Earth Week) πŸ’¦

In addition to being a great addition to a Montessori bathroom setup, you can also convert the Delta Children sink into a step stool and then use the upper part as a bath toy because it's shaped conveniently to sit on the side of the tub. 

Will link to the sink and potty in my stories! 🚽🚰

Do you have a Montessori setup at home for your child? Tell me in the comments! πŸ‘‡

#practicallife #selfcarestation #montessoriathome #montessoripracticallife #montessorimom #montessoritoddler #preschoolathome #deltachildren #pottytraining #pottylearning #childdevelopment #montessorispaces #earlychildhoodeducation #earlylearning #learningthroughplay #homeschoolpreschool #childledlearning #nubyusa #earlyyears #smallspaceliving #montessoriinspired #toddleractivity #practicallifeskills #montessoriactivity #playandlearntoday #tinyliving #momblogger
π”Έπ•π•π•–π•π•¦π•šπ•’! ℍ𝕖 π•šπ•€ π”Έπ•π•π•–π•π•¦π•šπ•’! ℍ𝕖 π•šπ•€ π•£π•šπ•€π•–π•Ÿ!

It’s always quite the effort to take a family picture, but even harder when you need to use a tripod! 🀣 This is the best we could do! πŸ€·πŸΌβ€β™€οΈπŸ€ͺ

#heisrisen #alleluia #largefamily #bigfamily #5kids #momof5 #momsofinstagram #momsofig #homemaker #homeschoolfamily #blessedbeyondmeasure #blessedisshe #bigfamilylife #largefamilylife #largefamilymom #giftsfromgod
β€œUnless there is a Good Friday in your life, the β€œUnless there is a Good Friday in your life, there can be no Easter Sunday.”
- Archbishop Fulton J. Sheen

β€œHe himself bore our sins in his body on the cross, so that, free from sins, we might live for righteousness; by his wounds you have been healed.” - 1 Peter‬ ‭2:24‬ 

Let us not forget the significance of Good Friday. For on this day, Jesus was thinking about YOU! 
.
.⁣
.⁣
.⁣
.⁣
#holyweek #jesuschrist #churchathome #goodfriday #heisrisen ⁣#passionweek #lent #prayers #fasting #almsgiving #lentenseason #livingliturgically #40daysofprayer #40daysoflent #theologyofhome #christianhomemaker #domesticchurch #goodfridayvibes #homealtar #christiandecor #passionofthechrist #passionofchrist
Want this to be the best Easter ever?!!! Grab your Want this to be the best Easter ever?!!! Grab your child the @bentleytrike while it’s still 20% off and they can enjoy it all summer long!!!!! 

Use the code EASTER20 to save 20% off this week!!

🐰 Grows with your child from 6 mos to 5 Years!
🐰 Officially Licensed Bentley Product
🐰 Rated 5 out of 5 with 600+ reviews

Order it today and get it in 2-7 business days with free shipping!!! Act fast! πŸ’ƒπŸΌ 

What are you waiting for?! β˜€οΈπŸš΄πŸ»β€β™‚οΈ

#bentleytrike #easterbasket #easterbasketideas #springvibes #outdoortoys #toddlerlife #toddleractivities #toddlermom #momsofinstagram #motherhoodunplugged #motherhoodrising #outdoorliving #kidswhoexplore #adventurefamily
We are already dreaming about going back to @story We are already dreaming about going back to @storylandnh! πŸ₯³πŸ€©

Last year we took our @wonderfoldwagon and it was a total game changer with five kids! (Especially our autistic son!) It made trucking all of our children around the theme park 100 times easier. 

I’m so glad I got the four seater wagon despite some people saying it would be too big. It has room for absolutely everything we need to take with us including a cooler full of food for our family of seven. 

I can’t wait to see all of the fun adventures we will have this summer with our Wonderful Wagon. 

Use The link in our profile to purchase your Wonderfold Wagon and use discount code BALLARD to save! πŸ’° 

#storylandnh #wonderfoldwagon #wonderfoldlife #wonderfoldfamily #largefamily #bigfamily #momof5 #autismmom #autismmoms #newhampshire #momlife #motherhoodunplugged #motherhoodmoments #wagonlife
In these uncertain times we live in, it sometimes In these uncertain times we live in, it sometimes seems silly to decorate or worry about how things β€œlook” but you have to remember that changing the world starts at home. Being a homemaker is an important and often overlooked job. Home is the starting point for love, life, and dreams. So go ahead and make your home look good! 

There’s no place like home. 🏠❀️

#americanhousewife #homemaker #homemakers #momlifeunfiltered #farmhouseinspired #myhomevibe #myhousebeautiful #shareyourdecorwithme #shareyourhomestyle #farmhousestyledecor #magnoliatable #theologyofhome #christianhomedecor #christianhomemaker

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Don’t you just love it when the kitchen is clean Don’t you just love it when the kitchen is clean?

It only lasts about 2 hours in this house so I gotta snap a pic before it gets messed up again! πŸ€ͺ🀣

If you haven’t upgraded your kitchen (and your life) with @caraway_home cookware then you’re missing out on the best non stick non toxic cookware on the market. 

Get rid of your Teflon πŸ™…πŸΌβ€β™€οΈ

Ditch the chemicals 🀒

Throw out the ugly 😡

Don’t wait any longer to elevate your cooking with the most talked about, most loved cookware the world has ever seen. 

This cookware set has sold out 10+ times (the limited-edition color for Crate & Barrel
sold out in under 5 hours!) and the bakeware has barely been in stock since its launch! (So glad I got mine December!)

Head to my stories for the link to grab a discount on these sensational pans! πŸ’ƒπŸΌ 

#caraway #carawayhome #carawayambassador #carawaycookware #nontoxicliving #nontoxichome #homemakerlife #homecooking #cleaneating #mybhghome #mybhgstyle #farmhousekitchen #farmhousestyledecor #farmhousestyle #farmlifestyle #homesteadlife #momlife #motherhoodunplugged #neutralhome #kitchendesign #kitchensofinstagram #kitchenideas #kitchengoals
🚨STOP what you’re doing and read this! πŸ‘‡πŸ»

You know how they say β€œEarth Day Is Every Day”? Well, that’s because you shouldn’t only think about swapping out your toxic cleaning supplies and pledging to use reusable bags only on Earth Day. That’s just one day a year and if we really want to be more eco-conscious, we need to make small changes every day towards caring for ourselves and the earth.

One small step you can take is investing in eco-friendly fashion. But where do you start?

A @jeltbelt! Not only are Jelt Belts designed sustainably, with comfortable, premium elastic that is made from recycled plastic bottles, they are also flat and don’t show under clothes! Best of all, they are completely metal-free and hypoallergenic. 

Finally a belt that fits great and doesn't pinch, dig, or slide up! I love it! Definitely a wardrobe staple.

Read more about this belt in today's post on the blog! Link in bio.

Get a 15% discount on your order with code SARAH15 - link in my stories! πŸ₯³

Share this post to help spread the news! πŸ₯³

#jelting #ecofriendlyfashion #springisintheair #springtime #springfashion #ecofashion #sustainability #sustainablefashion #recycledmaterials #belts #sustainablebelt #sustainablebrand #fashioninspo #madeintheusa #recycledfashion #nhblogger #nhbloggerstyle #styleoftheday #fashiongram #whatiwear #ootd #ootdshare #ootdstyle #ootdfashion
I recently added the @DeltaChildren PerfectSize 3- I recently added the @DeltaChildren PerfectSize 3-in-1 Convertible Sink to my downstairs bathroom to make unassisted handwashing more accessible for my two youngest kids (ages 2 and almost 5). 

Our downstairs half bath is TINY but because of the compact size of the convertible sink, we managed to slide the sink in right next to our @NubyUSA potty. And yes, the bathroom door still closes! 

We have a faucet extender and step stool at the regular sink, but this has made handwashing a novelty for the boys since it's right at their level and right next to their potty. It's the perfect height for both my 2-year-old son AND my autistic son who is almost 5 years old (pictured). ♾️

It holds enough water in the upper tank for both children to wash and rinse their hands once each and the holding tank in the back for the gray water is easy to empty into the sink or toilet when they are done. If they just want to play with the water and their hands aren't actually dirty, I just pour the "gray water" back into the upper holding tank and let them play with it again to conserve water. (An important lesson and learning opportunity for Earth Week) πŸ’¦

In addition to being a great addition to a Montessori bathroom setup, you can also convert the Delta Children sink into a step stool and then use the upper part as a bath toy because it's shaped conveniently to sit on the side of the tub. 

Will link to the sink and potty in my stories! 🚽🚰

Do you have a Montessori setup at home for your child? Tell me in the comments! πŸ‘‡

#practicallife #selfcarestation #montessoriathome #montessoripracticallife #montessorimom #montessoritoddler #preschoolathome #deltachildren #pottytraining #pottylearning #childdevelopment #montessorispaces #earlychildhoodeducation #earlylearning #learningthroughplay #homeschoolpreschool #childledlearning #nubyusa #earlyyears #smallspaceliving #montessoriinspired #toddleractivity #practicallifeskills #montessoriactivity #playandlearntoday #tinyliving #momblogger
π”Έπ•π•π•–π•π•¦π•šπ•’! ℍ𝕖 π•šπ•€ π”Έπ•π•π•–π•π•¦π•šπ•’! ℍ𝕖 π•šπ•€ π•£π•šπ•€π•–π•Ÿ!

It’s always quite the effort to take a family picture, but even harder when you need to use a tripod! 🀣 This is the best we could do! πŸ€·πŸΌβ€β™€οΈπŸ€ͺ

#heisrisen #alleluia #largefamily #bigfamily #5kids #momof5 #momsofinstagram #momsofig #homemaker #homeschoolfamily #blessedbeyondmeasure #blessedisshe #bigfamilylife #largefamilylife #largefamilymom #giftsfromgod
β€œUnless there is a Good Friday in your life, the β€œUnless there is a Good Friday in your life, there can be no Easter Sunday.”
- Archbishop Fulton J. Sheen

β€œHe himself bore our sins in his body on the cross, so that, free from sins, we might live for righteousness; by his wounds you have been healed.” - 1 Peter‬ ‭2:24‬ 

Let us not forget the significance of Good Friday. For on this day, Jesus was thinking about YOU! 
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#holyweek #jesuschrist #churchathome #goodfriday #heisrisen ⁣#passionweek #lent #prayers #fasting #almsgiving #lentenseason #livingliturgically #40daysofprayer #40daysoflent #theologyofhome #christianhomemaker #domesticchurch #goodfridayvibes #homealtar #christiandecor #passionofthechrist #passionofchrist
Want this to be the best Easter ever?!!! Grab your Want this to be the best Easter ever?!!! Grab your child the @bentleytrike while it’s still 20% off and they can enjoy it all summer long!!!!! 

Use the code EASTER20 to save 20% off this week!!

🐰 Grows with your child from 6 mos to 5 Years!
🐰 Officially Licensed Bentley Product
🐰 Rated 5 out of 5 with 600+ reviews

Order it today and get it in 2-7 business days with free shipping!!! Act fast! πŸ’ƒπŸΌ 

What are you waiting for?! β˜€οΈπŸš΄πŸ»β€β™‚οΈ

#bentleytrike #easterbasket #easterbasketideas #springvibes #outdoortoys #toddlerlife #toddleractivities #toddlermom #momsofinstagram #motherhoodunplugged #motherhoodrising #outdoorliving #kidswhoexplore #adventurefamily
We are already dreaming about going back to @story We are already dreaming about going back to @storylandnh! πŸ₯³πŸ€©

Last year we took our @wonderfoldwagon and it was a total game changer with five kids! (Especially our autistic son!) It made trucking all of our children around the theme park 100 times easier. 

I’m so glad I got the four seater wagon despite some people saying it would be too big. It has room for absolutely everything we need to take with us including a cooler full of food for our family of seven. 

I can’t wait to see all of the fun adventures we will have this summer with our Wonderful Wagon. 

Use The link in our profile to purchase your Wonderfold Wagon and use discount code BALLARD to save! πŸ’° 

#storylandnh #wonderfoldwagon #wonderfoldlife #wonderfoldfamily #largefamily #bigfamily #momof5 #autismmom #autismmoms #newhampshire #momlife #motherhoodunplugged #motherhoodmoments #wagonlife
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